Property Type: Detached HouseOwnership: Freehold

22 RAMORE Street

Cambridge, BC N1S2P8

$480,000

4 bed1 bath1 parking1,303 sqftBuilt 1950
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
1.5
Lot size
0.12 acres
Frontage
44 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,285.88

Interior

Basement
Unfinished, Partial
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Stove, Dryer, Microwave, Window Coverings

Exterior & Lot

Exterior features
Brick
Lot features
Paved driveway, Shared Driveway

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
1 — uncovered indicated
Features
Open

Room Dimensions

RoomLevelDimensions
BedroomSecond level11'9'' x 16'6''
Primary BedroomSecond level17'3'' x 16'5''
Mud roomMain level17'1'' x 5'9''
3pc BathroomMain level6'5'' x 7'11''
BedroomMain level11'7'' x 9'1''
BedroomMain level11'7'' x 11'3''
KitchenMain level7'11'' x 8'10''
Dining roomMain level8'11'' x 8'11''
Living roomMain level14'1'' x 13'7''

Listing Information

MLS®
40843205
Listed
July 5, 2026
Time on market
On the market for 72 days
Data last synced
September 15, 2026

Listing provided by: Royal LePage Wolle Realty · Data source: CREA DDF.

Description

Welcome to 22 Ramore Street. This 4-bedroom, 1-bathroom property features a functional layout suited for first-time buyers or anyone looking for additional space in a mature neighbourhood. The home offers a solid and practical foundation with the opportunity to add personal touches over time. Close to schools, parks, shopping, public transit, and everyday amenities, this home offers the ease of walkable living. Just minutes from downtown Galt and the vibrant Gaslight District, with a selection of restaurants, cafés, entertainment, and seasonal events, all set against the backdrop of the scenic Grand River and nearby trails. Don’t miss the opportunity to unlock the potential this property offers in a great Cambridge location. *Note some photographs are virtually staged* (id:63159)

Values & Trends

This listing

$368/sqft

Building average

No other active listings in this building

11 - St Gregory's/Tait average

$465/sqft

12 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

20°C

Humidity 58%

Wind S 10 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

139,163

(2021 Census)

+6.6% since 2016

Density: 615.3/km²

Dwellings: 53,491

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$384,000.00
Periodic payment — Principal & Interest (monthly)$2,477.44
Additional monthly expenses (strata, tax, utilities, etc.)$338.82
Total monthly cost$2,816.26
Interest paid over 5-yr term$110,055.50
Balance at end of term$345,409.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,506.48

Cash Needed at Closing

Minimum down payment$24,000
Estimated BC PTT$7,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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