Property Type: Detached HouseOwnership: Freehold

11090 Chemainus Rd

Saltair, BC V9G1Z1

$899,000

6 bed5 bath8 parking3,425 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Lot size
11,761 square feet
Zoning
Residential

R-3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,691.83

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Air Conditioned
Fireplace
None

Exterior & Lot

View
Ocean view

Parking

Total spaces
8 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
StorageOther13'2 x 13'8
WorkshopOther8'7 x 11'9
Living roomAuxiliary Building13'10 x 21'3
KitchenAuxiliary Building8'3 x 6'4
BathroomAuxiliary Building5'4 x 6'2
BedroomAuxiliary Building13'11 x 9'9
PorchLower level5'1 x 39'2
Recreation roomLower level22'8 x 11'7
BathroomAdditional Accommodation8'10 x 9'3
KitchenAdditional Accommodation8'10 x 13'2
Living roomAdditional Accommodation13'10 x 12'4
BedroomAdditional Accommodation11'3 x 10'8
Laundry roomLower level5'9 x 7'8
BathroomLower level5'5 x 8'8
BedroomLower level10'11 x 10'4
Primary BedroomLower level11'5 x 13'11
KitchenLower level7'5 x 9'6
Dining roomLower level8'9 x 8'7
Living roomLower level10'11
BedroomMain level10'9 x 9'3
Laundry roomMain level8'3
BathroomMain level8'3 x 5'1
EnsuiteMain level8'3 x 9'3
Primary BedroomMain level14'1 x 11'6
OfficeMain level11'1 x 10'4
Dining roomMain level11'7 x 11'2
KitchenMain level10'11
Dining nookMain level11'4 x 7'11
Living roomMain level11'4 x 20'11

Listing Information

MLS®
1032252
Listed
April 16, 2026
Time on market
On the market for 137 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Cow Vall) · Data source: CREA DDF.

Description

Oceanview Saltair opportunity — versatile 6-bed, 5-bath property ideal as an investment or multi-generational home. Upstairs: 1,300+ sqft 2-bed/2-bath suite with laundry and a deck showcasing sweeping views of Ladysmith & Thetis Island. Main floor includes 2 suites: a 726 sqft 2 bed 1bath at the back and a 873 sqft 1 bed 1 bath at the front, both share laundry as well as a seperate flexible storage or gym space. Original 485 sqft cabin is located at the rear left and is a 1 bed 1 bath. Ample storage, separate workshop, standalone greenhouse, raised vegetable boxes, diverse plants and fruit trees. Heat pumps, professionally installed backup generator, cedar sauna, abundant parking. The ultimate revenue property or multi-generational property. Minutes to charming Chemainus or Ladysmith — endless possibilities. (id:63159)

Values & Trends

This listing

$262/sqft

Building average

No other active listings in this building

Saltair average

$527/sqft

7 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Stz'uminus Senior Secondary(Independent)Secondary3.2 km
Chemainus Elementary Community SchoolElementary4.6 km
Ladysmith PrimaryElementary4.9 km
Chemainus SecondaryK-125.1 km
Ladysmith SecondarySecondary5.2 km
Ladysmith IntermediateElementary5.2 km
Thetis Island ElementaryElementary7.3 km
North Oyster ElementaryElementary10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Lagoon Bridge Beach Access281 m
  • Stocking Creek Park615 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$561.99
Total monthly cost$5,202.02
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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