940 Craig Rd
Ladysmith, BC V9G2C4
$999,900
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 11,087 square feet
- Zoning
- Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,460.61
Interior
- Heating
- Heat Pump, Forced air, Natural gas
- Cooling / A/C
- Central air conditioning, Fully air conditioned, Air Conditioned
- Fireplace
- Yes (1)
Exterior & Lot
- View
- Mountain view
Parking
- Total spaces
- 4
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Lower level | 4'11 x 8'6 |
| Laundry room | Lower level | 6'11 x 5'1 |
| Entrance | Lower level | 7'8 x 5'3 |
| Bedroom | Lower level | 12'8 x 8'11 |
| Bedroom | Lower level | 10'6 x 12'7 |
| Bathroom | Lower level | 4'11 x 8'10 |
| Storage | Lower level | 6'11 x 4'11 |
| Kitchen | Lower level | 10'11 x 7'5 |
| Living room | Lower level | 18'5 x 14'9 |
| Bathroom | Main level | 4'11 x 10'9 |
| Bedroom | Main level | 9'11 |
| Bedroom | Main level | 9'11 x 13'3 |
| Ensuite | Main level | 8'11 x 9'11 |
| Primary Bedroom | Main level | 12'9 x 15'11 |
| Living room | Main level | 14'11 x 11'6 |
| Dining room | Main level | 11'2 x 9'2 |
| Kitchen | Main level | 14'8 x 16'3 |
Listing Information
- MLS®
- 1043154
- Listed
- July 21, 2026
- Time on market
- On the market for 41 days
- Data last synced
- August 28, 2026
Listing provided by: Century 21 Harbour Realty Ltd. · Data source: CREA DDF.
Description
Immaculately maintained and thoughtfully upgraded, this 5-year-old home offers 4 bedrooms, 3 bathrooms, plus a completely separate 1-bedroom legal suite, ideal for extended family, guests, or valuable mortgage-helper income. Designed with modern living in mind, the bright open-concept main level features 9-foot ceilings, quality craftsmanship, and stylish finishes throughout. The stunning kitchen serves as the heart of the home, showcasing black stainless steel appliances, quartz countertops, a large island with seating, and custom cabinetry extending to the ceiling for a sleek look and exceptional storage. The spacious primary suite provides a peaceful retreat with a spa-inspired ensuite complete with a freestanding soaker tub, separate shower, and ample storage. Enjoy your morning coffee from the welcoming front patio while taking in the sunrise, or unwind in the private, fully fenced backyard featuring a hot tub and plenty of space for entertaining, summer barbecues, or relaxing at the end of the day. The bright and spacious 1-bedroom legal suite offers complete separation from the main living area, providing privacy and flexibility for tenants or family members. Located in a desirable neighbourhood close to schools, parks, shopping, and everyday amenities, this move-in-ready home perfectly blends style, comfort, and functionality. (id:63159)
Values & Trends
This listing
$424/sqft
Building average
—
No other active listings in this building
Ladysmith average
$550/sqft
69 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Nanaimo
15°C
Partly Cloudy
Humidity 85%
Wind N 2 km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
8,990
(2021 Census)
+5.3% since 2016
Density: 746.7/km²
Dwellings: 4,079
Median household income: $81,000
After-tax: $72,500
Immigrant population: 12.7%
Top countries of origin (% of total population)
- United Kingdom4.9% · 440
- United States of America1.3% · 120
- Germany0.7% · 65
- Netherlands0.5% · 45
- Poland0.3% · 25
- South Africa, Republic of0.3% · 25
- India0.3% · 25
- Mexico0.2% · 20
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
11
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Ladysmith Primary | Elementary | 3.5 km |
| Stz'uminus Senior Secondary(Independent) | Secondary | 3.6 km |
| Ladysmith Secondary | Secondary | 3.8 km |
| Ladysmith Intermediate | Elementary | 3.9 km |
| Chemainus Elementary Community School | Elementary | 5.9 km |
| Chemainus Secondary | K-12 | 6.5 km |
| Thetis Island Elementary | Elementary | 8.9 km |
| North Oyster Elementary | Elementary | 9.7 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (3)
- Rutti Park119 m
- Unnamed368 m
- Harbourview Park · 533 Louise Road718 m
Nearby places data: © OpenStreetMap contributors.
School district: Nanaimo-Ladysmith (SD68)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.