Property Type: Detached HouseOwnership: Freehold

426 Davis Rd

Ladysmith, BC V9G1V3

$1,149,900

5 bed4 bath6 parking2,818 sqftBuilt 2013
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Property Details

Property & Lot

Sub-type
House
Lot size
12,197 square feet
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,701.1

Interior

Heating
Heat Pump, Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
BathroomOther2-Piece
WorkshopOther25'0 x 23'5
Dining roomMain level12'4 x 9'8
KitchenMain level14'7 x 12'1
Laundry roomMain level8'4 x 8'1
Living roomMain level14'8 x 16'0
EntranceMain level6'8 x 12'0
BathroomMain level4-Piece
BedroomMain level9'9 x 10'5
Primary BedroomMain level12'0 x 14'0
EnsuiteMain level5-Piece
BedroomMain level9'11 x 12'0
PatioLower level45'0 x 14'0
BedroomLower level10'6 x 15'1
Utility roomLower level7'9 x 14'5
Living roomLower level14'0 x 15'9
Dining roomLower level9'3 x 11'8
BathroomLower level4-Piece
KitchenLower level9'6 x 13'5
BedroomLower level11'5 x 14'0
Laundry roomLower level7'6 x 8'8
DenLower level11'5 x 12'8

Listing Information

MLS®
1031723
Listed
April 10, 2026
Time on market
On the market for 143 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

Located in sought-after Ladysmith, this spacious 5 bed + den, 3 bath home offers flexible living with beautiful ocean views and a versatile layout. The entry level main floor features 3 bedrooms and 2 bathrooms, including a bright primary suite with ocean views and an ensuite. The open concept kitchen, living, and dining area opens onto a large covered deck running the full length of the home, ideal for year-round enjoyment. Downstairs offers a well planned 2 bed + den, 1 bath legal suite with private main level entrance from the front of the home, making an excellent mortgage helper. The fully fenced private backyard includes an outdoor kitchen and access to the impressive 1,248 sq ft detached shop with space for up to 5 vehicles. A heat pump provides efficient comfort, and a Generac generator is wired into the home for added peace of mind. Data and measurements are approximate. Verify if important. (id:63159)

Values & Trends

This listing

$408/sqft

Building average

No other active listings in this building

Ladysmith average

$550/sqft

69 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ladysmith PrimaryElementary2.2 km
Ladysmith SecondarySecondary2.5 km
Ladysmith IntermediateElementary2.6 km
Stz'uminus Senior Secondary(Independent)Secondary3.2 km
Chemainus Elementary Community SchoolElementary7.2 km
Chemainus SecondaryK-127.8 km
North Oyster ElementaryElementary8.5 km
Thetis Island ElementaryElementary9.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Sushi Wara540 m

Cafes (1)

  • Starbucks597 m

Grocery (1)

  • Save-On-Foods614 m

Shopping (1)

  • Coronation Mall · 370 Davis Road561 m

Pharmacies (1)

  • IDA Drug · 370 Trans-Canada Highway489 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($89,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$919,920.00
Periodic payment — Principal & Interest (monthly)$5,935.01
Additional monthly expenses (strata, tax, utilities, etc.)$782.76
Total monthly cost$6,717.77
Interest paid over 5-yr term$263,651.72
Balance at end of term$827,471.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$89,990
Stress test qualifying rate8.09%
Payment you must qualify for$8,150.34

Cash Needed at Closing

Minimum down payment$89,990
Estimated BC PTT$20,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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