Property Type: Detached HouseOwnership: Freehold

12595 Taylor Place

Summerland, BC V0H1Z8

$739,900

3 bed2 bath2,122 sqftBuilt 1987
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,508.39

Interior

Basement
Full
Heating
Heat Pump, Forced air
Cooling / A/C
Heat Pump
Fireplace
None

Exterior & Lot

View
Mountain view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Features
RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomLower level5'11'' x 7'6''
Utility roomLower level8'10'' x 9'9''
OtherLower level15'4'' x 14'1''
Recreation roomLower level20'8'' x 11'10''
Mud roomLower level7'2'' x 6'1''
KitchenLower level11' x 13'10''
BedroomLower level11'1'' x 11'9''
4pc BathroomMain level
BedroomMain level8'10'' x 13'5''
Primary BedroomMain level12'6'' x 13'6''
Laundry roomMain level5'11'' x 7'11''
Living roomMain level17'7'' x 19'8''
KitchenMain level13'5'' x 10'2''
Dining roomMain level10'6'' x 10'5''

Listing Information

MLS®
10391455
Listed
June 16, 2026
Time on market
On the market for 76 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Parkside Realty · Data source: CREA DDF.

Description

Quality updates throughout this well-maintained 3-bedroom, 2-bathroom home situated on a low-maintenance 0.20-acre fully serviced lot. Move right in and enjoy newer vinyl plank flooring, updated lighting, fresh paint throughout, vinyl windows, and a newer heat pump for year-round comfort and efficiency. The functional floor plan offers convenient one-level living with main floor laundry, a modern kitchen featuring stainless steel appliances, two bedrooms, and an updated full bathroom. The spacious living and dining areas provide an inviting atmosphere and open onto an impressive 700 sq. ft. deck—perfect for entertaining family and friends. Downstairs offers additional storage space plus a self-contained 1-bedroom suite with a separate entrance and laundry hookups, making it ideal for extended family, guests, or mortgage-helper potential. Step outside to the fully fenced backyard, perfect for kids and pets. Enjoy the benefits of low-maintenance synthetic turf that helps conserve both water and money, along with multiple raised garden beds for growing your own fresh produce plus your own cherry tree too. Ample open parking includes room for your boat or RV, with hookups already available. This property bestows comfort, flexibility, and excellent value. 12595 Taylor Place is well worth a look—it may be the one you've been waiting for! (id:63159)

Values & Trends

This listing

$349/sqft

Building average

No other active listings in this building

Main Town average

$479/sqft

33 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland Montessori School(Independent)Elementary877 m
Summerland SecondaryK-121.2 km
Unisus Senior School(Independent)Secondary2.6 km
Unisus Junior School(Independent)Elementary2.6 km
Trout Creek ElementaryElementary6.0 km
Naramata ElementaryElementary7.4 km
West Bench ElementaryElementary11.8 km
Queens Park ElementaryElementary13.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Blagbourne Park232 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($48,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$591,920.00
Periodic payment — Principal & Interest (monthly)$3,818.87
Additional monthly expenses (strata, tax, utilities, etc.)$398.37
Total monthly cost$4,217.23
Interest paid over 5-yr term$169,645.97
Balance at end of term$532,433.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$48,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,312.86

Cash Needed at Closing

Minimum down payment$48,990
Estimated BC PTT$12,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$63,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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