Property Type: Condo / ApartmentOwnership: Strata

1168 2600 Ferguson Rd

Central Saanich, BC V8M2C1

$629,900

2 bed2 bath1 parking1,200 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,201 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$711/mo
Annual property tax
$2,852.1

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

Waterfront
Waterfront on ocean

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Not allowed
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EnsuiteMain level3-Piece
Laundry roomMain level6' x 10'
BedroomMain level14' x 12'
BathroomMain level3-Piece
Primary BedroomMain level14' x 14'
KitchenMain level8' x 16'
Dining roomMain level7' x 13'
Living roomMain level16' x 13'
EntranceMain level5' x 9'

Listing Information

MLS®
1041115
Listed
June 22, 2026
Time on market
On the market for 70 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. - Oak Bay · Data source: CREA DDF.

Description

Live at nature’s door step. Fantastic garden level waterfront suite with beach views in a vibrant 55+ community! This bright and spacious 2 bdrm, 2 bath home offers nearly 1,200 sq.ft. and an excellent layout with generous room sizes throughout. The primary suite features a walk-in closet and 4-piece ensuite, while the second bath includes a walk-in shower for guests. The kitchen features an eating area and large windows, a bright and welcoming space. Enjoy the east facing sunny 300 sq.ft. patio, perfect for gardening, relaxing, or enjoying your morning coffee. Stroll the shoreline and watch for herons and otters just steps away. Amenities include pool, tennis court, guest suite, beautifully manicured grounds, and wheelchair accessibility. A rare opportunity offering easy seaside living, uplifting water views, and outstanding value in one of the area’s most desirable waterfront developments. (id:63159)

Values & Trends

This listing

$525/sqft

Building average

$653/sqft

2 active listing(s)

Turgoose average

$705/sqft

16 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,385

(2021 Census)

+3.4% since 2016

Density: 422/km²

Dwellings: 7,621

Median household income: $103,000

After-tax: $90,000

Immigrant population: 16.2%

Top countries of origin (% of total population)

  • United Kingdom5.3% · 920
  • United States of America1.6% · 280
  • India0.9% · 165
  • Philippines0.9% · 160
  • Germany0.9% · 150
  • Netherlands0.7% · 120
  • South Africa, Republic of0.6% · 110
  • China0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
SD 63 Individual Learning CentreSecondary2.9 km
Keating ElementaryElementary3.2 km
Stelly's SecondarySecondary3.6 km
ḰELSET ElementaryElementary4.1 km
Brentwood ElementaryElementary4.7 km
Bayside Middle SchoolMiddle5.4 km
Sidney ElementaryElementary6.4 km
Lakeview Christian School(Independent)Elementary/Middle7.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Marigold Cafe · 7900 Lochside Drive284 m
  • Tim Hortons · 2471 Mount Newton Cross Road438 m

Parks (2)

  • Saanichton Bay Park91 m
  • Marigold Park320 m

Banks & ATMs (1)

  • Unnamed436 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$503,920.00
Periodic payment — Principal & Interest (monthly)$3,251.12
Additional monthly expenses (strata, tax, utilities, etc.)$1,008.68
Total monthly cost$4,259.80
Interest paid over 5-yr term$144,424.92
Balance at end of term$453,277.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,551.58

Cash Needed at Closing

Minimum down payment$37,990
Estimated BC PTT$10,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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