Property Type: Condo / ApartmentOwnership: Strata

2171 2600 Ferguson Rd

Central Saanich, BC V8M2C1

$680,000

2 bed2 bath1 parking1,198 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,460 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$746/mo
Annual property tax
$3,319.6

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
1

Restrictions & Policies

Pets
Not allowed
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomMain level5'4 x 9'4
BalconyMain level5'6 x 11'0
BedroomMain level12'5 x 14'3
EnsuiteMain level3-Piece
BathroomMain level3-Piece
Primary BedroomMain level13'9 x 14'6
KitchenMain level8'4 x 16'0
Dining roomMain level9'4 x 13'0
Living roomMain level14'0 x 16'1
EntranceMain level5'5 x 7'8

Listing Information

MLS®
1045129
Listed
August 5, 2026
Time on market
On the market for 26 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

Discover the best of 55+ waterfront living at Water's Edge Village! This beautifully updated 2-bed, 2-bath condo offers stunning ocean views & an exceptional lifestyle. The bright, open-concept living & dining area flows to a private balcony—perfect for enjoying your morning coffee while taking in the ever-changing waterfront scenery. A thoughtful split-bedroom layout provides privacy, with the spacious primary suite featuring a walk-in closet & ensuite. The updated eat-in kitchen showcases solid surface countertops, new cabinetry, & stainless steel appliances, while both bathrooms have also been tastefully renovated with new counter tops and cabinets. Additional features include full-size in-suite laundry, ample storage, & secure underground parking. Enjoy resort-style amenities including seaside walking paths, indoor pool, spa, sauna, fitness centre, library, tennis courts, & beautifully landscaped grounds. Ideally located just minutes from Sidney, the airport, BC Ferries, & local shops and cafés, this well-managed waterfront community offers an outstanding opportunity to enjoy easy, carefree coastal living. (id:63159)

Values & Trends

This listing

$568/sqft

Building average

$631/sqft

2 active listing(s)

Turgoose average

$703/sqft

16 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,385

(2021 Census)

+3.4% since 2016

Density: 422/km²

Dwellings: 7,621

Median household income: $103,000

After-tax: $90,000

Immigrant population: 16.2%

Top countries of origin (% of total population)

  • United Kingdom5.3% · 920
  • United States of America1.6% · 280
  • India0.9% · 165
  • Philippines0.9% · 160
  • Germany0.9% · 150
  • Netherlands0.7% · 120
  • South Africa, Republic of0.6% · 110
  • China0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
SD 63 Individual Learning CentreSecondary2.9 km
Keating ElementaryElementary3.2 km
Stelly's SecondarySecondary3.5 km
ḰELSET ElementaryElementary4.1 km
Brentwood ElementaryElementary4.7 km
Bayside Middle SchoolMiddle5.4 km
Sidney ElementaryElementary6.4 km
Lakeview Christian School(Independent)Elementary/Middle7.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Marigold Cafe · 7900 Lochside Drive254 m
  • Tim Hortons · 2471 Mount Newton Cross Road392 m

Parks (2)

  • Saanichton Bay Park135 m
  • Marigold Park288 m

Banks & ATMs (1)

  • Unnamed390 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($43,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$544,000.00
Periodic payment — Principal & Interest (monthly)$3,509.70
Additional monthly expenses (strata, tax, utilities, etc.)$1,082.63
Total monthly cost$4,592.34
Interest paid over 5-yr term$155,911.96
Balance at end of term$489,329.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,898.31

Cash Needed at Closing

Minimum down payment$43,000
Estimated BC PTT$11,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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