Property Type: Detached HouseOwnership: Freehold

1227 VALENTINE Drive

Cambridge, BC N3H2P1

$689,900

5 bed2 bath3 parking1,112 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
45 feet

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,445.81

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Brick
Lot features
Paved driveway, Automatic Garage Door Opener
Fencing
Fence

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
BedroomBasement10'9'' x 10'4''
BedroomBasement11'2'' x 11'5''
3pc BathroomBasement
Family roomBasement10'11'' x 18'8''
Recreation roomBasement10'10'' x 24'1''
BedroomMain level10'0'' x 8'9''
BedroomMain level9'9'' x 10'2''
Primary BedroomMain level9'9'' x 12'6''
SunroomMain level9'11'' x 12'2''
KitchenMain level13'0'' x 9'6''
Dining roomMain level9'1'' x 9'11''
Living roomMain level16'10'' x 11'1''
FoyerMain level5'4'' x 11'6''

Listing Information

MLS®
40837906
Listed
June 8, 2026
Time on market
On the market for 98 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY FAISAL SUSIWALA REALTY · Data source: CREA DDF.

Description

A PLACE TO CALL HOME ON VALENTINE DRIVE—where charm, potential, and pride of ownership meet. Tucked into a quiet, mature neighbourhood in Cambridge, this classic bungalow has been loved and is now ready for its next chapter. Set on a spacious 45 x 105 ft lot, this home offers more than just curb appeal. Picture yourself pulling into the extra-wide driveway, stepping onto the welcoming front porch framed by vibrant gardens and a white picket-style railing. Inside, you'll find over 2,000 sqft of finished living space, including 3+2 bedrooms and 2 full bathrooms. The layout is traditional, warm, and full of potential. The living and dining spaces offer great bones—original, well-cared-for finishes just waiting for a modern touch. The eat-in kitchen is cozy and functional, while the bonus sunroom off the back is a delightful surprise—perfect for morning coffees, quiet afternoons, or extra space when entertaining. There’s even a convenient laundry chute, adding a touch of old-school charm and practicality. Downstairs, the fully finished basement is retro in all the right ways—with a built-in bar, lounge space, and a full dining area ideal for family gatherings. 1 lower bedroom is currently converted into a laundry room. Step outside and discover a true backyard oasis. The covered patio is the perfect place to relax on warm evenings, while the manicured garden beds and veggie plots showcase just how much care has gone into this home. There's even a large shed for added storage. Waiting on your personal touches. With solid bones, vintage character, and an unbeatable location, this home is ready for someone with vision to make it shine Walk to parks and schools, or hop in the car for quick access to the 401, Cambridge Centre, and all the everyday amenities you need. (id:63159)

Values & Trends

This listing

$620/sqft

Building average

No other active listings in this building

50 - Langs Farm/Hilborn Park average

$334/sqft

1 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($43,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$551,920.00
Periodic payment — Principal & Interest (monthly)$3,560.80
Additional monthly expenses (strata, tax, utilities, etc.)$426.48
Total monthly cost$3,987.28
Interest paid over 5-yr term$158,181.86
Balance at end of term$496,453.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,966.82

Cash Needed at Closing

Minimum down payment$43,990
Estimated BC PTT$11,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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