Property Type: Detached HouseOwnership: Freehold

123 BENN Drive

Cambridge, BC N1T1E7

$899,999

5 bed3.5 bath6 parking2,539 sqftBuilt 1986
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
49 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$6,396.52

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave, Hood Fan, Garage door opener

Exterior & Lot

Exterior features
Brick
Lot features
Cul-de-sac, Conservation/green belt, Automatic Garage Door Opener

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
OtherBasement11'6'' x 12'3''
OtherBasement29'2'' x 18'7''
BedroomBasement17'2'' x 10'10''
4pc BathroomSecond level10'0'' x 3'2''
BedroomSecond level10'1'' x 9'1''
BedroomSecond level12'4'' x 10'1''
BedroomSecond level11'9'' x 8'1''
4pc Ensuite bathSecond level9'' x 4'1''
Primary BedroomSecond level14'6'' x 11'7''
Laundry roomMain level5'10'' x 8'3''
2pc BathroomMain level12'2'' x 7'2''
Family roomMain level14'10'' x 16'3''
Eat in kitchenMain level16'11'' x 17'8''
Dining roomMain level11'3'' x 12'5''
Living roomMain level11'3'' x 17'9''
FoyerMain level11'7'' x 12'3''

Listing Information

MLS®
40852044
Listed
July 30, 2026
Time on market
On the market for 46 days
Data last synced
September 15, 2026

Listing provided by: RIGHT AT HOME REALTY BROKERAGE · Data source: CREA DDF.

Description

Welcome to this all-brick well maintained 4-bedroom, 3-bathroom family home offering a functional layout and generous living space. The house has been enjoyed by the same family for over 20 years. This home perfectly balances comfort, practicality, and everyday convenience. The spacious main level features a formal living room and dining room, ideal for entertaining, along with a functional eat-in kitchen and a comfortable family room. A sliding door walkout leads to the raised deck and fully fenced backyard, creating the perfect setting for summer entertaining, kids, and pets. There is an all-brick utility building for your gardening and storage needs. Adding to the home's functionality, the main floor laundry room also serves as a convenient mudroom with direct access to the double car garage, ideal for busy family life. A main floor powder room and easy access to the basement complete this thoughtfully designed level. Upstairs, you'll find a large primary bedroom with a vanity area and its own private ensuite, along with three additional well-sized bedrooms-perfect for family, guests, or a home office setup. The partially finished basement offers endless potential for additional living space, whether you envision a recreation room, home gym, office or playroom. This home is close to top-rated Catholic and Public schools, including French immersion options. Enjoy easy access to shopping, restaurants, parks, transit, and walking distance to the nearby conservation area and beach. Commuters will appreciate being just minutes from Highway 401. A fantastic opportunity to own in one of the area's most desired family-friendly neighbourhood. (id:63159)

Values & Trends

This listing

$354/sqft

Building average

No other active listings in this building

32 - Shades Mills average

$325/sqft

5 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($65,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,999.00
Periodic payment — Principal & Interest (monthly)$4,645.19
Additional monthly expenses (strata, tax, utilities, etc.)$660.04
Total monthly cost$5,305.23
Interest paid over 5-yr term$206,353.78
Balance at end of term$647,641.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$65,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.85

Cash Needed at Closing

Minimum down payment$65,000
Estimated BC PTT$16,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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