Property Type: Detached HouseOwnership: Freehold

475 SAGINAW Parkway

Cambridge, BC N1T1M6

$945,900

4 bed3.5 bath5 parking2,816 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
44 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,275.54

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Other - See remarks
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Window Coverings

Exterior & Lot

Exterior features
Brick

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
FoyerMain level6'8'' x 19'3''
OfficeBasement12'8'' x 18'11''
Utility roomBasement17'7'' x 29'8''
Recreation roomBasement28'6'' x 15'9''
Living roomMain level16'0'' x 10'9''
Laundry roomMain level5'3'' x 7'3''
Dining roomMain level13'0'' x 10'9''
Family roomMain level18'8'' x 11'1''
BreakfastMain level9'5'' x 13'2''
5pc Ensuite bathSecond level10'7'' x 9'3''
4pc BathroomSecond level10'2'' x 7'1''
BedroomSecond level12'6'' x 11'2''
BedroomSecond level13'3'' x 10'11''
BedroomSecond level13'5'' x 10'4''
Primary BedroomSecond level19'5'' x 13'3''
2pc BathroomMain level4'3'' x 5'5''
KitchenMain level10'5'' x 9'10''

Listing Information

MLS®
40859975
Listed
September 2, 2026
Time on market
On the market for 12 days
Data last synced
September 15, 2026

Listing provided by: PEAK REALTY LTD. · Data source: CREA DDF.

Description

Say hello to 475 Saginaw Parkway, a home with room for everyday life and everything that comes with it. With 4 bedrooms and 2.5 bathrooms, you’ll find the right balance of comfort, function and room to make it your own. The main floor offers plenty of space to gather or unwind, whether it's a quiet night at home or the next big celebration. The recently added basement office rounds out the full package of what this home has to offer. And the appeal doesn’t stop at the front door. Schools, shopping, transit and parks are all close by, making everyday life just a little easier. There’s a reason established neighbourhoods never go out of style—and Clemens Mill has everything you need right where you need it. So, if space, location, convenience and a community that feels like home are on your list, come take a look at 475 Saginaw Parkway and see if it feels like the right fit for you. (id:63159)

Values & Trends

This listing

$336/sqft

Building average

No other active listings in this building

33 - Clemens Mills/Saginaw average

$348/sqft

17 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,590) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$756,720.00
Periodic payment — Principal & Interest (monthly)$4,882.10
Additional monthly expenses (strata, tax, utilities, etc.)$663.96
Total monthly cost$5,546.06
Interest paid over 5-yr term$216,878.13
Balance at end of term$680,672.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,590
Stress test qualifying rate8.09%
Payment you must qualify for$6,738.52

Cash Needed at Closing

Minimum down payment$69,590
Estimated BC PTT$16,918
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,008

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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