Property Type: Detached HouseOwnership: Freehold

12300 Ormsby Drive

Coldstream, BC V1B1H8

$989,000

3 bed2.5 bath4 parking2,113 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,061.59

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
FoyerMain level12'6'' x 3'8''
Utility roomBasement3'10'' x 12'3''
BedroomMain level10'6'' x 9'3''
OtherBasement9'7'' x 18'8''
Partial bathroomBasement11'4'' x 5'0''
Laundry roomBasement9'8'' x 9'5''
Recreation roomBasement12'7'' x 21'0''
Living roomBasement15'4'' x 18'8''
BedroomMain level12'10'' x 9'3''
Primary BedroomMain level12'10'' x 11'7''
Full bathroomMain level10'6'' x 5'1''
Dining roomMain level10'9'' x 8'6''
KitchenMain level12'3'' x 14'1''
Living roomMain level13'7'' x 15'11''

Listing Information

MLS®
10397814
Listed
August 24, 2026
Time on market
On the market for 7 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Welcome to the heart of Coldstream, where location, lifestyle and community come together. Situated in the sought-after Kidston Elementary and Kalamalka Secondary school catchments, this updated three bedroom, one and a half bathroom home is just steps from Sovereign Park Beach and minutes from the hiking and biking trails of Kalamalka Lake Provincial Park. Inside, you’ll find a bright, comfortable layout with numerous updates throughout. The lower level offers excellent additional living space with a versatile rec room—perfect for a home gym or media room—plus plenty of storage and space for a home office. Outside, enjoy a fully fenced yard surrounded by beautiful, established gardens, offering a private space for kids, pets and summer entertaining. The location also puts you close to Vernon Golf & Country Club, with convenient access to the highway for an easy connection to Kelowna International Airport and Silver Star Mountain Resort. With ample parking and proximity to schools, beaches, trails, golf and year-round recreation, this is a fantastic opportunity to enjoy the best of the Okanagan lifestyle right from the heart of Coldstream. (id:63159)

Values & Trends

This listing

$468/sqft

Building average

No other active listings in this building

Mun of Coldstream average

$493/sqft

38 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kidston ElementaryElementary367 m
Kalamalka SecondaryElementary859 m
Coldstream ElementaryElementary2.0 km
Alternative Learning ProgramSecondary3.6 km
Mission Hill ElementaryElementary4.0 km
Vernon SecondaryElementary4.1 km
Hillview ElementaryElementary4.2 km
St James(Independent)Elementary4.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed680 m
  • Creekside Park793 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($73,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$791,200.00
Periodic payment — Principal & Interest (monthly)$5,104.55
Additional monthly expenses (strata, tax, utilities, etc.)$444.47
Total monthly cost$5,549.02
Interest paid over 5-yr term$226,760.19
Balance at end of term$711,686.96

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$73,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,036.80

Cash Needed at Closing

Minimum down payment$73,900
Estimated BC PTT$17,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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