Property Type: Detached HouseOwnership: Freehold

124 McTavish Avenue

Kelowna, BC V1Y5W3

$2,500,000

7 bed7 full, 2 half bath10 parking5,796 sqftBuilt 1917
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Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
0.31 acres
Frontage
71 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$13,682

Interior

Basement
Cellar
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Mixed, Unknown
Flooring
Hardwood, Ceramic Tile

Exterior & Lot

Exterior features
Stucco, Wood siding
View
City view, Lake view, Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Wood Shingle, Unknown

Parking

Total spaces
10 — uncovered indicated
Features
Additional Parking

Room Dimensions

RoomLevelDimensions
2pc BathroomMain level
BedroomSecond level12'9'' x 8'2''
Laundry roomMain level12'4'' x 7'7''
Wine CellarMain level17'7'' x 6'7''
KitchenMain level16'2'' x 16'5''
Living roomMain level22'0'' x 21'0''
Family roomMain level16'1'' x 25'2''
2pc BathroomMain level5'0'' x 7'3''
BedroomMain level13'0'' x 11'5''
FoyerMain level16'2'' x 11'0''
3pc BathroomSecond level8'0'' x 7'4''
BedroomSecond level10'7'' x 11'0''
3pc Ensuite bathSecond level5'0'' x 8'2''
BedroomSecond level13'0'' x 18'0''
4pc Ensuite bathSecond level17'0'' x 11'0''
Primary BedroomSecond level15'6'' x 17'0''
3pc BathroomSecond level6'8'' x 4'0''
BedroomSecond level17'0'' x 15'0''
FoyerThird level13'0'' x 7'5''
3pc BathroomThird level10'3'' x 9'0''
BedroomThird level33'4'' x 38'6''

Listing Information

MLS®
10389225
Listed
May 28, 2026
Time on market
On the market for 95 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan-Letnick Estates · Data source: CREA DDF.

Description

Prestigious lakefront estate in Kelowna’s highly sought-after historic Abbott Street corridor, just steps from the vibrant downtown core. Rich in local history and originally built by Kelowna’s founding family of Sun-Ripe Fruit Products Ltd, this distinguished Colonial-style residence blends timeless heritage charm with extensive modern updates. Renovated throughout 2016 and 2017, the home features upgraded roofing, furnace, hot water tank, flooring, paint, bathrooms, kitchen, and lighting, while preserving elegant original details including high ceilings, hardwood flooring, grand staircase, crystal door knobs & picturesque cross-gabled architecture. Boasting 7 bedrooms and 7 bathrooms—including a convenient full bath with exterior access for easy clean-up after beach or hot tub. The gourmet kitchen is beautifully appointed with large island & stainless steel appliances, while expansive outdoor spaces including garden, private patio & lakeview deck provide the perfect setting to enjoy breathtaking Okanagan sunsets. Situated on one of Kelowna’s finest sandy beaches and within walking distance to downtown restaurants, boutique shopping, waterfront parks, beaches & Kelowna General Hospital, this gated property offers privacy, abundant parking, and an unmatched lifestyle in one of the city’s most iconic lakefront locations & exceptional flexibility for large families, multi-generational living, or luxury vacation use! (id:63159)

Values & Trends

This listing

$431/sqft

Building average

No other active listings in this building

Kelowna South average

$759/sqft

80 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Central School ProgramsK-121.1 km
Central SecondarySecondary1.1 km
St Joseph Elementary School(Independent)Elementary1.2 km
The Balsam School(Independent)Elementary1.5 km
A S Matheson ElementaryElementary1.8 km
Raymer ElementaryElementary1.9 km
Kelowna SecondarySecondary2.5 km
Bankhead ElementaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • West Coast Grill & Oyster Bar451 m
  • Pilgrim & Pearl453 m
  • Thai Terrace Restaurant · 210 Lawrence Avenue619 m
  • Social 242 Lounge & Grill651 m
  • Tamm Mexican Restaurant · 430 Harvey Avenue668 m

Cafes (5+)

  • Tim Hortons · 261 Bernard Avenue720 m
  • O-Lake Cafe & Bistro740 m
  • Blenz Coffee · 297 Bernard Avenue761 m
  • AMORE MIO Italian artisanal gelato · 270 Bernard Avenue764 m
  • Pulp Fiction Coffee House · 1598 Pandosy Street768 m

Parks (5+)

  • Lake Avenue Beach Access25 m
  • McTavish Avenue Beach Access59 m
  • Vimy Avenue Beach Access179 m
  • Beach Avenue Beach Access296 m
  • City Park381 m

Pharmacies (1)

  • Pharmasave726 m

Banks & ATMs (3)

  • RBC Royal Bank784 m
  • BMO · 327 Bernard Avenue793 m
  • Unnamed798 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($500,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,000,000.00
Periodic payment — Principal & Interest (monthly)$12,903.32
Additional monthly expenses (strata, tax, utilities, etc.)$1,430.17
Total monthly cost$14,333.49
Interest paid over 5-yr term$573,205.75
Balance at end of term$1,799,006.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$500,000
Stress test qualifying rate8.09%
Payment you must qualify for$15,379.30

Cash Needed at Closing

Minimum down payment$500,000
Estimated BC PTT$53,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$554,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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