Property Type: Detached HouseOwnership: Freehold

1256 HERN Road

Clearwater, BC V0E1N2

$474,900

3 bed1 bath2 parking1,768 sqftBuilt 1964
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Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
2
Lot size
1.02 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,474.58

Interior

Basement
Full
Heating
Electric
Fireplace
None
Flooring
Laminate, Mixed Flooring
Appliances
Refrigerator, Dishwasher, Range, Washer & Dryer

Exterior & Lot

Exterior features
Metal

Building

Roof
Metal, Unknown
Water source
Dug Well
Parcel ID (PID)
008-156-018

Parking

Total spaces
2 — uncovered indicated
Features
RV

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level
Primary BedroomMain level12'0'' x 12'0''
BedroomMain level12'0'' x 10'0''
Dining roomMain level6'0'' x 14'0''
KitchenMain level14'0'' x 16'0''
Living roomMain level16'0'' x 18'0''
BedroomLower level10' x 12'

Listing Information

MLS®
10386891
Listed
May 27, 2026
Time on market
On the market for 96 days
Data last synced
September 1, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

Set on over 1 usable acre & zoned CR-1 to allow for animals, this versatile property offers the perfect opportunity for hobby farming, country living, or simply enjoying extra space and privacy. With fencing already in place and multiple outbuildings including a chicken coop, large garden area & greenhouse, the property is well-equipped for animals and outdoor living. The nicely updated home features a bright open-concept main floor layout with plenty of windows that fill the home with natural light. The main a bright modern kitchen that leads into the dining room, with 2 bedrooms, a full bathroom, & cozy living room accented with a WETT certified wood stove. The walk out basement is finished with an additional bedroom, laundry area, cold storage, & unfinished space that could easily accommodate further development to suit your needs. The functional design is complemented by a cozy screened-in porch, the perfect place to relax and enjoy the peaceful surroundings. Additional highlights include updated electrical, water filtration system, updated dishwasher and microwave, and an exterior foundation already in place for a future shop (permit required to complete). Whether you’re looking for a family home, hobby farm, or property with room to grow, this acreage offers incredible potential in a beautiful rural setting. Call today for a full info package or private viewing. (id:63159)

Values & Trends

This listing

$269/sqft

Building average

No other active listings in this building

Clearwater average

$399/sqft

38 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

19°C

Humidity 61%

Wind N 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

2,388

(2021 Census)

+2.8% since 2016

Density: 42.9/km²

Dwellings: 1,145

Median household income: $68,000

After-tax: $62,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United States of America1.7% · 40
  • United Kingdom1.3% · 30
  • Netherlands0.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Clearwater SecondaryElementary7.3 km
Raft River ElementaryElementary8.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$379,920.00
Periodic payment — Principal & Interest (monthly)$2,451.11
Additional monthly expenses (strata, tax, utilities, etc.)$294.22
Total monthly cost$2,745.33
Interest paid over 5-yr term$108,886.16
Balance at end of term$341,739.27

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,745
Stress test qualifying rate8.09%
Payment you must qualify for$3,469.22

Cash Needed at Closing

Minimum down payment$23,745
Estimated BC PTT$7,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,743

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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