1037 RAFT RIVER Road
Clearwater, BC V0E1N1
$475,000
Property Details
Property & Lot
- Sub-type
- House
- Style
- Multi-level
- Stories
- 3
- Lot size
- 0.45 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,788.5
Interior
- Basement
- Partial
- Heating
- Electric
- Fireplace
- Yes (2)
- Fireplace type
- Pellet, Stove
Building
- Roof
- Unknown, Unknown
- Water source
- Government Managed
- Parcel ID (PID)
- 007-708-840
Parking
- Total spaces
- 1 — covered indicated
- Features
- Detached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | — |
| 4pc Bathroom | Third level | — |
| Workshop | Lower level | 33' x 9' |
| Other | Lower level | 9' x 6' |
| Den | Third level | 8' x 8' |
| Laundry room | Third level | 8' x 6' |
| Bedroom | Third level | 12' x 9' |
| Primary Bedroom | Third level | 19' x 11' |
| Living room | Main level | 17' x 11' |
| Bedroom | Main level | 11' x 9' |
| Kitchen | Main level | 12' x 11' |
| Bedroom | Main level | 10' x 9' |
| Dining room | Main level | 16' x 8'8'' |
| Living room | Main level | 17' x 12' |
| Kitchen | Main level | 8' x 12' |
Listing Information
- MLS®
- 10398907
- Listed
- August 26, 2026
- Time on market
- On the market for 5 days
- Data last synced
- September 1, 2026
Listing provided by: REMAX Kamloops · Data source: CREA DDF.
Description
Unique home with MORTGAGE HELPER. Located inside the District Of Clearwater, just Mins to Schools, shopping, Hospital/Medical Centre, rec center, restaurants, exc! This 3 level home features a 2 bedroom suite to help keep costs down. Main home has kitch/Liv/Din on one floor, GREAT ROCK FIREPLACE with access to LARGE wrap around covered deck. Top floor is your primary bedroom, spare room, and great office/ Den. Lower floor your main entrance , with access to very handy work shop! This large lot (.44 of an acre) boasts a wrap around driveway, with easy access to your detached garage/ storage. A must see, book your appointment now!!!! (id:63159)
Values & Trends
This listing
$259/sqft
Building average
—
No other active listings in this building
Clearwater average
$399/sqft
38 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
19°C
—
Humidity 61%
Wind N 5 km/h
Tonight
8°
Tuesday
26°
Tuesday night
11°
Wednesday
22°
Wednesday night
11°
Thursday
16°
Source: Environment and Climate Change Canada.
Population
2,388
(2021 Census)
+2.8% since 2016
Density: 42.9/km²
Dwellings: 1,145
Median household income: $68,000
After-tax: $62,000
Immigrant population: 6.6%
Top countries of origin (% of total population)
- United States of America1.7% · 40
- United Kingdom1.3% · 30
- Netherlands0.8% · 20
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Clearwater Secondary | Elementary | 4.0 km |
| Raft River Elementary | Elementary | 5.8 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Kamloops-Thompson (SD73)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.