Property Type: Detached HouseOwnership: Freehold

509 Clearwater Valley Road

Clearwater, BC V0E1N1

$429,900

4 bed2 bath3 parking1,920 sqftBuilt 1978
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.23 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,187.14

Interior

Heating
Forced air, See remarks
Fireplace
None

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
Family roomLower level13' x 18'
BedroomLower level10' x 9'
BedroomLower level10' x 11'
3pc BathroomLower level
4pc BathroomMain level
BedroomMain level9' x 11'
Primary BedroomMain level11' x 13'
Dining roomMain level10' x 9'
Living roomMain level13' x 18'
KitchenMain level10' x 10'

Listing Information

MLS®
10393921
Listed
July 7, 2026
Time on market
On the market for 55 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

SELLER VERY MOTIVATED TO SELL! Welcome to this well-located and functional home at 509 Clearwater Valley Road, offering a versatile layout and convenient in-town living. The main level features a bright open-concept design with an expansive living room, a bright dining area, and a functional kitchen ideal for everyday living. This level also includes two bedrooms, including the primary, a full bathroom, and plenty of storage. Access to the side deck & stairs off of the kitchen. The lower level provides additional living space with two more bedrooms, a second bathroom, laundry area, family room, and mechanical room. Situated on a flat 0.23-acre lot, with a private back yard including a fire pit and storage shed. The property offers ample parking, including a convenient carport, with plenty of room for vehicles, RV, or toys. Updated attic insulation and a brand new hot water tank just installed. Ideally located within walking distance to the shopping centre, recreation centre, medical clinic, dentist, restaurants, and the high school (a paved path from your doorstep to these amenities). This home combines comfort, space, and unbeatable convenience. A great opportunity for families, first-time buyers, or investors alike. (id:63159)

Values & Trends

This listing

$224/sqft

Building average

No other active listings in this building

Clearwater average

$400/sqft

38 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

19°C

Humidity 61%

Wind N 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

2,388

(2021 Census)

+2.8% since 2016

Density: 42.9/km²

Dwellings: 1,145

Median household income: $68,000

After-tax: $62,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United States of America1.7% · 40
  • United Kingdom1.3% · 30
  • Netherlands0.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Clearwater SecondaryElementary1.0 km
Raft River ElementaryElementary2.4 km
Vavenby ElementaryElementary23.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Hop 'n' Hog332 m
  • K&A Gateway Grill684 m
  • The Old Caboose Restaurant · 260 Park Drive795 m
  • Unnamed796 m

Cafes (3)

  • Wild Flour bakery café607 m
  • Strawberry Moose · 425 Eden Road641 m
  • Tim Hortons769 m

Banks & ATMs (1)

  • Interior Savings798 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$343,920.00
Periodic payment — Principal & Interest (monthly)$2,218.86
Additional monthly expenses (strata, tax, utilities, etc.)$361.59
Total monthly cost$2,580.45
Interest paid over 5-yr term$98,568.46
Balance at end of term$309,357.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,495
Stress test qualifying rate8.09%
Payment you must qualify for$3,140.49

Cash Needed at Closing

Minimum down payment$21,495
Estimated BC PTT$6,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,593

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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