1272 Centre Rd
Victoria, BC V8T1K3
$989,999
Property Details
Property & Lot
- Sub-type
- Duplex
- Lot size
- 4,668 square feet
- Zoning
- Non-conforming
Ownership & Fees
- Property type
- Duplex
- Ownership
- Freehold
- Annual property tax
- $4,809.92
Interior
- Heating
- Baseboard heaters, Forced air, Oil, Electric
- Cooling / A/C
- Fully air conditioned
- Fireplace
- None
Parking
- Features
- Street
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Porch | Main level | — |
| Porch | Second level | — |
| Bathroom | Second level | 4-Piece |
| Bedroom | Second level | — |
| Kitchen | Second level | — |
| Living room | Second level | — |
| Loft | Third level | — |
| Bedroom | Main level | — |
| Bathroom | Main level | 4-Piece |
| Kitchen | Main level | — |
| Living room | Main level | — |
Listing Information
- MLS®
- 1046486
- Listed
- August 10, 2026
- Time on market
- On the market for 21 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty · Data source: CREA DDF.
Description
Full of character in the heart of Fernwood! This legal non-conforming duplex offers two distinct living spaces on a 4,668 sq. ft. lot in one of Victoria’s most loved neighbourhoods. The front residence offers 977 sq. ft. of finished living space over two levels, with a main-floor bedroom, 4-piece bathroom, eat-in kitchen and living room, plus a spacious upper loft currently used as an additional bedroom. Warm wood detailing and soaring ceilings give this side a wonderfully unique feel. The rear residence offers 844 sq. ft. of finished living space with one bedroom, a 4-piece bathroom, eat-in kitchen and generous living room. Step outside to a large deck and private backyard with plenty of room to garden, entertain or simply enjoy the outdoors. An additional unfinished 201 sq. ft. basement provides useful storage or workshop space, and the property also includes separate shed space. With its flexible layout, separate living spaces and unmistakable character, this is a unique opportunity for buyers looking for a home with a mortgage helper, multi-generational living or an investment property in sought-after Fernwood. A charming property with personality, privacy and plenty of potential, all just minutes from Fernwood Village and downtown Victoria. (id:63159)
Values & Trends
This listing
$544/sqft
Building average
—
No other active listings in this building
Fernwood average
$385/sqft
6 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
Mainly Clear
Humidity 73%
Wind S 6 km/h
Tonight
12°
Tuesday
19°
Tuesday night
13°
Wednesday
15°
Wednesday night
11°
Thursday
15°
Source: Environment and Climate Change Canada.
Population
91,867
(2021 Census)
+7.1% since 2016
Density: 4,723.2/km²
Dwellings: 53,070
Median household income: $67,500
After-tax: $60,000
Immigrant population: 20%
Top countries of origin (% of total population)
- United Kingdom3.8% · 3,505
- United States of America2.1% · 1,945
- Philippines2% · 1,845
- China1.2% · 1,110
- India0.7% · 650
- Germany0.6% · 590
- Korea, South0.4% · 400
- Netherlands0.3% · 315
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
37
4/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Victoria High | Elementary | 302 m |
| George Jay Elementary | Elementary | 340 m |
| Victor School | K-12 | 627 m |
| VI School of Innovation and Inquiry(Independent) | Elementary/Middle | 872 m |
| Central Middle School | Elementary | 936 m |
| Victoria School for Ideal Education(Independent) | Elementary/Middle | 1.0 km |
| Oak and Orca Bioregional School(Independent) | K-12 | 1.1 km |
| Oaklands Elementary | Elementary | 1.1 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Fernwood Pizza Company184 m
- Stage · 1307 Gladstone Avenue237 m
- Haultain Fish & Chips · 1127 Haultain Street529 m
- Standard Pizza723 m
- Sun Wah728 m
Cafes (5+)
- Little June · 1301 Gladstone Avenue232 m
- The Parsonage Cafe · 1105 Caledonia Avenue526 m
- Fern Cafe and Bakery · 1-1115 North Park Street565 m
- Koffi · 1441 Haultain Street606 m
- WAIRUA · 1040 North Park Street640 m
Grocery (1)
- Fernwood General Store · 1308 Gladstone Avenue224 m
Parks (5+)
- Gower Park · 2050 Fernwood Road125 m
- William Stevenson Memorial Park · 1240 Gladstone Avenue184 m
- Alexander Park · 1325 Bay Street271 m
- Spring Ridge Common · 2005 Chambers Street288 m
- Queens Park · 1160 Queens Avenue314 m
Nearby places data: © OpenStreetMap contributors.
School district: Victoria (SD61)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.