Property Type: DuplexOwnership: Strata

637 Jolly Pl

Saanich, BC V8Z6R9

$949,900

3 bed3 bath2 parking1,902 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
Duplex
Lot size
5,850 square feet
Zoning
Residential

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$4,644.3

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Mud roomMain level12'
DenMain level14' x 6'
Family roomMain level11' x 16'
BedroomSecond level11' x 8'
BedroomSecond level12' x 11'
EnsuiteSecond level4-Piece
BathroomSecond level4-Piece
BathroomMain level2-Piece
Primary BedroomSecond level15' x 11'
KitchenMain level16' x 10'
Dining roomMain level10' x 11'
Living roomMain level14' x 14'

Listing Information

MLS®
1047502
Listed
August 21, 2026
Time on market
On the market for 11 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Ideally situated in a quiet, family-friendly neighbourhood, this spacious side-by-side duplex offers over 1,900 sq. ft. of comfortable living space and the feel of a single-family detached home. The functional layout features 3 bedrooms, 2.5 bathrooms, generous living and dining areas, a family room, and a versatile den/office—providing plenty of space for families and those working from home. The updated kitchen adds modern style and functionality, while the fully fenced backyard offers a private outdoor retreat. Backing directly onto Swan Creek Park, this home enjoys a peaceful natural setting with green space right at your doorstep. A wonderful opportunity combining comfort, flexibility, and an exceptional location close to parks, schools, transit, Uptown Mall, and many shopping amenities. (id:63159)

Values & Trends

This listing

$499/sqft

Building average

No other active listings in this building

Tillicum average

$506/sqft

1 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
McKenzie ElementaryElementary423 m
Pacific Christian School(Independent)Elementary769 m
St Andrew's Regional High(Independent)Secondary881 m
Rogers ElementaryElementary911 m
Colquitz Middle SchoolElementary931 m
Glanford Middle SchoolElementary1.2 km
St Joseph's Catholic(Independent)Elementary1.5 km
Spectrum CommunitySecondary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Swan Creek Park366 m
  • Glanford Park541 m
  • Rainbow Park581 m
  • Rainbow Ridge Park713 m
  • Unnamed771 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,920.00
Periodic payment — Principal & Interest (monthly)$4,902.75
Additional monthly expenses (strata, tax, utilities, etc.)$482.03
Total monthly cost$5,384.77
Interest paid over 5-yr term$217,795.26
Balance at end of term$683,550.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,766.20

Cash Needed at Closing

Minimum down payment$69,990
Estimated BC PTT$16,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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