Property Type: DuplexOwnership: Freehold

1275 Gaggin Road

Kelowna, BC V1X1V1

$774,900

5 bed3 bath1 parking2,500 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
Duplex
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$0

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation8'1'' x 8'5''
BedroomAdditional Accommodation8'11'' x 11'0''
Primary BedroomAdditional Accommodation12'0'' x 9'11''
Living roomAdditional Accommodation24'0'' x 11'6''
KitchenAdditional Accommodation10'0'' x 11'9''
Laundry roomLower level6'11'' x 5'11''
FoyerLower level11'3'' x 7'0''
Full bathroomMain level7'11'' x 6'7''
Full ensuite bathroomMain level7'11'' x 6'3''
BedroomMain level11'5'' x 10'7''
BedroomMain level10'11'' x 15'2''
Primary BedroomMain level11'11'' x 14'2''
Games roomMain level11'1'' x 15'8''
Living roomMain level13'1'' x 20'5''
KitchenMain level11'2'' x 11'2''

Listing Information

MLS®
10394641
Listed
July 14, 2026
Time on market
On the market for 48 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to 1275 Gaggin Rd! Great half duplex that checks all the boxes. Upstairs you will find 3 bedrooms and 2 full bathrooms. Large living area with access to a front and backyard decks. There is also a storage room on deck and another storage room located by garage. Downstairs you will find a spacious 2 bedroom 1 bathroom suite with its own laundry. Attached single car garage and separate carport. Oversized yard which is flat and usable. Numerous upgrades done over the years. Perfect for growing families or rental. Centrally located and close to many amenities, make sure this one is on your list. (id:63159)

Values & Trends

This listing

$310/sqft

Building average

No other active listings in this building

Rutland South average

$328/sqft

8 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Springvalley Middle SchoolElementary469 m
Springvalley ElementaryElementary500 m
Kelowna Arts Academy(Independent)K-12774 m
Flex Academy(Independent)K-12802 m
Quigley ElementaryElementary1.1 km
Okanagan Christian School(Independent)K-121.4 km
Belgo Elementary SchoolElementary1.7 km
Pearson Road ElementaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • hoang gai669 m
  • Joey · 2475 Highway 97735 m

Grocery (1)

  • Fruiticana · 2463 Highway 97 North690 m

Parks (3)

  • Davie Park412 m
  • Hollydell Park582 m
  • Moraine Park691 m

Shopping (1)

  • Canadian Tire · 2479 Highway 97 North527 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$619,920.00
Periodic payment — Principal & Interest (monthly)$3,999.51
Additional monthly expenses (strata, tax, utilities, etc.)$125.00
Total monthly cost$4,124.51
Interest paid over 5-yr term$177,670.85
Balance at end of term$557,620.04

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,490
Stress test qualifying rate8.09%
Payment you must qualify for$5,555.08

Cash Needed at Closing

Minimum down payment$52,490
Estimated BC PTT$13,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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