Property Type: Detached HouseOwnership: Freehold

128 Sunset Dr

Salt Spring, BC V8K1L3

$664,000

2 bed1 bath3 parking804 sqftBuilt 1968
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Property Details

Property & Lot

Sub-type
House
Lot size
0.85 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,349.42

Interior

Heating
Heat Pump
Cooling / A/C
Air Conditioned
Fireplace
None

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
PorchMain level8'9 x 15'0
Laundry roomMain level6'7 x 9'8
BathroomMain level4-Piece
BedroomMain level8'9 x 13'4
Primary BedroomMain level8'3 x 16'10
KitchenMain level10'6 x 11'9
Living room/Dining roomMain level11'9 x 16'10

Listing Information

MLS®
1033993
Listed
April 29, 2026
Time on market
On the market for 124 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes - Salt Spring · Data source: CREA DDF.

Description

Vesuvius / Sunset Drive – Charming and efficient, this cute and compact two-bedroom home offers easy living with all the major upgrades already completed. Set on a level lot surrounded by mature forest, the property features a established, low-maintenance garden that blends naturally with its peaceful setting. Recent improvements include a heat pump, updated septic system, new front deck, refreshed interior trim and paint, enhanced sound insulation, improved driveway and parking area, and added attic insulation—providing comfort and peace of mind for years to come. Ideally located within a short stroll to Duck Creek Park, and in the other direction, sunny Vesuvius Beach, with the ferry and local restaurant just a pleasant walk away, this home offers a wonderful balance of convenience and West Coast charm. (id:63159)

Values & Trends

This listing

$826/sqft

Building average

No other active listings in this building

Salt Spring average

$759/sqft

81 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Fernwood ElementaryElementary3.6 km
Phoenix PlaceSecondary5.2 km
Gulf Islands SecondarySecondary5.2 km
Salt Spring ElementaryElementary5.6 km
Crofton Elementary Community SchoolElementary6.1 km
Maple Bay ElementaryElementary10.6 km
Chemainus SecondaryK-1212.7 km
Chemainus Elementary Community SchoolElementary13.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • SeaSide Restaurant322 m
  • Seaside restaurant · 795 Vesuvius Bay Road375 m

Cafes (1)

  • Vesuvius Cafe&Store127 m

Parks (1)

  • Duck Creek Park244 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($41,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$531,200.00
Periodic payment — Principal & Interest (monthly)$3,427.12
Additional monthly expenses (strata, tax, utilities, etc.)$235.79
Total monthly cost$3,662.91
Interest paid over 5-yr term$152,243.45
Balance at end of term$477,816.12

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$41,400
Stress test qualifying rate8.09%
Payment you must qualify for$4,787.58

Cash Needed at Closing

Minimum down payment$41,400
Estimated BC PTT$11,280
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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