Property Type: TownhouseOwnership: Strata

12840 Stillwater Court Unit# 11

Lake Country, BC V4V2N1

$785,000

3 bed3.5 bath1 parking2,080 sqftBuilt 2017
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$353/mo
Annual property tax
$4,122

Interior

Basement
Full
Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate, Carpeted

Exterior & Lot

Exterior features
Brick, Other

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
OtherLower level13'0'' x 14'1''
OtherLower level5'7'' x 5'5''
OtherLower level20'5'' x 31'10''
4pc BathroomSecond level8'3'' x 5'4''
BedroomSecond level15'10'' x 11'7''
BedroomSecond level16'10'' x 9'8''
OtherSecond level7'0'' x 11'0''
4pc Ensuite bathSecond level8'3'' x 11'2''
Primary BedroomSecond level17'0'' x 11'2''
2pc BathroomMain level4'5'' x 5'0''
DenMain level11'1'' x 9'11''
Living roomMain level12'2'' x 19'2''
Dining roomMain level7'11'' x 19'2''
KitchenMain level9'8'' x 13'10''

Listing Information

MLS®
10381444
Listed
April 1, 2026
Time on market
On the market for 152 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Live. Work. Thrive. | The Village at Stillwater, Lake Country. Welcome to a rare opportunity in the heart of Lake Country’s thriving Lakes master-planned community—where lifestyle meets flexibility. This spacious 3-bedroom + den, 3 Bath home offers just over 2,000 sq. ft. of thoughtfully designed living across the second and third levels, with a partially finished street-level space + roughed-in bathroom, ready for your vision (Drywalled) 1036 sq ft. Whether you’re dreaming of a home-based business, creative studio, office with a separate entrance, or simply want to expand your living space—the possibilities here are endless. Upstairs, the main living area features a bright, open-concept layout designed for both comfort and connection. The kitchen, dining, and living spaces flow seamlessly together, while all three bedrooms are conveniently located on the same level. Step outside to your private patio, ideal for relaxing or entertaining, and enjoy the added convenience of an attached single garage plus additional parking. The Village at Stillwater was designed for modern living—blending urban-inspired loft style with the practicality of street-level workspace. From consultants and creatives to wellness professionals and entrepreneurs, this is a space built to support your lifestyle and your income. Imagine eliminating your commute… and building your future from home. Opportunities like this are rare—especially in a community as connected, vibrant, and growing as Lake Country. (id:63159)

Values & Trends

This listing

$377/sqft

Building average

No other active listings in this building

Lake Country North West average

$400/sqft

14 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary2.3 km
George Elliot SecondarySecondary4.5 km
HS Grenda Middle SchoolMiddle4.7 km
Peter Greer ElementaryElementary4.7 km
Oyama Traditional SchoolElementary5.6 km
Aberdeen Hall Preparatory School(Independent)K-1215.0 km
Ellison ElementaryElementary15.3 km
North Glenmore ElementaryElementary15.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed518 m
  • Apex Park576 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($53,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$628,000.00
Periodic payment — Principal & Interest (monthly)$4,051.64
Additional monthly expenses (strata, tax, utilities, etc.)$800.51
Total monthly cost$4,852.15
Interest paid over 5-yr term$179,986.61
Balance at end of term$564,888.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$53,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,624.98

Cash Needed at Closing

Minimum down payment$53,500
Estimated BC PTT$13,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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