Property Type: Detached HouseOwnership: Freehold

129 FLORENCE Avenue

Kitchener, BC N2A2L1

$637,000

3 bed1 bath4 parking1,254 sqftBuilt 1955
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Frontage
54 feet

R2B

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,786

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave, Garage door opener

Exterior & Lot

Exterior features
Brick, Vinyl siding
Lot features
Paved driveway
Fencing
Fence

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement30'5'' x 22'5''
BedroomSecond level11'10'' x 11'1''
BedroomSecond level10'1'' x 11'1''
Primary BedroomMain level10'5'' x 11'1''
4pc BathroomMain level8'5'' x 7'2''
KitchenMain level15'0'' x 14'4''
Living roomMain level11'10'' x 14'1''

Listing Information

MLS®
40850492
Listed
July 24, 2026
Time on market
On the market for 52 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

This charming and immaculate detached family home sits on a desirable corner lot in the sought-after Centreville community, offering lots of character, updates, and functionality. The main floor features a beautifully updated eat-in kitchen with custom maple cabinetry, glass backsplash, and ceramic tile flooring, a formal living room with hardwood floors, an updated 4-piece bathroom, and a flexible third bedroom or den. The kitchen walks out to an oversized covered deck overlooking a large, fully fenced private yard. Upstairs holds two additional large bedrooms, while the basement offers excellent future rec room potential. A standout detached 1.5-storey garage and workshop - approximately 14' x 29' - complete with a loft mezzanine, 220V electrical panel, and two separate entrances adds exceptional versatility. With parking for 3+ vehicles and just minutes to Hwy 8, Hwy 401, GRT/LRT transit, Fairview Mall, parks, schools, and all amenities - this is a must-see in a quiet, family-friendly neighbourhood. (id:63159)

Values & Trends

This listing

$508/sqft

Building average

No other active listings in this building

226 - Stanley Park/Centreville average

$384/sqft

15 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$509,600.00
Periodic payment — Principal & Interest (monthly)$3,287.77
Additional monthly expenses (strata, tax, utilities, etc.)$378.50
Total monthly cost$3,666.27
Interest paid over 5-yr term$146,052.82
Balance at end of term$458,386.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,700
Stress test qualifying rate8.09%
Payment you must qualify for$4,600.72

Cash Needed at Closing

Minimum down payment$38,700
Estimated BC PTT$10,740
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,940

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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