Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

197 NINTH Avenue

Kitchener, BC N2C1S9

$499,000

3 bed1 bath4 parking1,267 sqftBuilt 1949
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
1.5
Frontage
55 feet

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,978.97

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Freezer, Window Coverings

Exterior & Lot

Exterior features
Aluminum siding

Building

Water source
Municipal water
Sewer
Municipal sewage system
Security
None

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
4pc BathroomSecond level6'3'' x 12'
BedroomSecond level11'4'' x 11'8''
Primary BedroomSecond level10'0'' x 17'10''
BedroomMain level10'0'' x 12'5''
KitchenMain level8'10'' x 15'3''
Dining roomMain level9'6'' x 12'4''
Living roomMain level14'10'' x 15'4''

Listing Information

MLS®
40861041
Listed
September 10, 2026
Time on market
On the market for 5 days
Data last synced
September 15, 2026

Listing provided by: Real Broker Ontario Ltd. · Data source: CREA DDF.

Description

Welcome home! Situated on a quiet street in a mature and highly sought-after neighborhood, this clean, well-maintained 3-bedroom residence offers 1,267 sq. ft. of bright living space. PROPERTY HIGHLIGHTS: • Move-In Ready Interior: New bathroom vanity and updated fixtures, alongside refreshed carpet and fresh paint throughout. Major Mechanicals: – Brand new furnace and air conditioning system (2026) – Brand new hot water heater (2025) – Roof replacement and updated kitchen hood fan (2014) - Update basement windows (2014) – Upgraded electrical system and panel (2012) • Outdoor Living Space: Features a fully fenced, private backyard with a spacious 20' x 16' deck designed for summer gatherings, along with a large storage shed (2014). PRIME LOCATION & CONVENIENCE: Benefit from immediate access to schools, parks, local shopping centers, public transit, and major highways for efficient daily commuting. For outdoor enthusiasts, nearby nature trails and local ski hills offer year-round recreation close to home. (id:63159)

Values & Trends

This listing

$394/sqft

Building average

No other active listings in this building

327 - Fairview/Kingsdale average

$460/sqft

13 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$394.58
Total monthly cost$2,970.08
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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