Property Type: Detached HouseOwnership: Freehold

209 S FRANKLIN Street S

Kitchener, BC N2C1R8

$600,000

3 bed1 bath4 parking1,470 sqft
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
52 feet

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,582

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Stove, Dryer, Microwave, Freezer

Exterior & Lot

Exterior features
Brick

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Utility roomBasement12'9'' x 13'10''
Laundry roomBasement12'8'' x 20'11''
Recreation roomBasement12'6'' x 35'2''
BedroomMain level9'6'' x 11'9''
BedroomMain level9'6'' x 9'10''
Primary BedroomMain level10'4'' x 13'0''
4pc BathroomMain level4'11'' x 8'3''
BreakfastMain level8'5'' x 11'0''
KitchenMain level7'5'' x 11'1''
Living roomMain level13'0'' x 18'5''

Listing Information

MLS®
40855539
Listed
August 25, 2026
Time on market
On the market for 21 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX REAL ESTATE CENTRE INC. · Data source: CREA DDF.

Description

There’s something special about a home that has been cared for over the years—and still leaves room for you to make it your own. Welcome to 209 Franklin Street S., a solid brick bungalow on a generous 52' x 132' lot in Kitchener’s established Fairview/Kingsdale neighbourhood. Step inside and you’ll find a bright, comfortable home with the character of a classic bungalow. A large front window fills the living room with natural light, while crown moulding and an easy-flowing one-level layout create a welcoming place to call home. The bedrooms feature hardwood flooring, and the spacious kitchen offers abundant cabinetry and workspace, with potential to refresh or reimagine to suit your style. Downstairs, the full basement with a separate entrance extends the possibilities. With approximately 438 sq. ft. of finished lower-level space, plus unfinished space, laundry and storage, there is flexibility for recreation, hobbies, extended family or future improvements. Outside may be where this property truly surprises you. The deep backyard offers mature trees, a large lawn, patio, fencing and storage shed—room for barbecues, gardens, kids or pets to play, or simply a quiet place to relax. A private driveway provides parking for up to four vehicles. And then there’s the location. Shopping, schools, parks and public transit are nearby, with convenient connections to Fairway Road, Fairway Station and the ION LRT, Highway 7/8 and the broader Kitchener-Waterloo area. Whether you’re a first-time buyer looking for a home to grow into, a right-sizer who appreciates bungalow living, or someone who sees the potential in a solid home on a mature lot, 209 Franklin Street S. offers something increasingly difficult to find: good bones, genuine outdoor space, an established neighbourhood and the freedom to make it uniquely yours. Come see the possibilities—and imagine what the next chapter could look like here. (id:63159)

Values & Trends

This listing

$408/sqft

Building average

No other active listings in this building

327 - Fairview/Kingsdale average

$459/sqft

13 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($35,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$480,000.00
Periodic payment — Principal & Interest (monthly)$3,096.80
Additional monthly expenses (strata, tax, utilities, etc.)$372.50
Total monthly cost$3,469.30
Interest paid over 5-yr term$137,569.38
Balance at end of term$431,761.55

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$35,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,344.65

Cash Needed at Closing

Minimum down payment$35,000
Estimated BC PTT$10,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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