Property Type: Detached HouseOwnership: Freehold

129 KOVAC Road

Cambridge, BC N1R8K4

$725,000

3 bed3.5 bath3 parking2,078 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
40 feet

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,823.85

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Window Coverings

Exterior & Lot

Exterior features
Vinyl siding, Brick Veneer
Lot features
Sump Pump, Automatic Garage Door Opener

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement10'7'' x 19'11''
Recreation roomBasement25'2'' x 19'9''
BedroomSecond level10'3'' x 10'4''
BedroomSecond level10'3'' x 10'4''
4pc BathroomSecond level7'10'' x 6'11''
4pc Ensuite bathSecond level5'9'' x 10'3''
Primary BedroomSecond level16'2'' x 14'9''
OtherMain level22'11'' x 10'1''
Living roomMain level10'6'' x 20'4''
Dining roomMain level9'6'' x 9'11''
KitchenMain level11'10'' x 10'5''
2pc BathroomMain level7'1'' x 2'6''

Listing Information

MLS®
40853031
Listed
August 5, 2026
Time on market
On the market for 40 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

Welcome to 129 Kovac Road, Cambridge! This well maintained two storey home offers a functional layout, comfortable living spaces, and a fantastic location, making it an excellent opportunity for first time buyers, young families, or those looking to downsize without compromising on space. Step inside to a welcoming main floor featuring convenient inside access to the single car garage, a 2 piece powder room, and an open concept kitchen that flows seamlessly into the dining and living areas. Designed with everyday living and entertaining in mind, this bright and inviting space extends through sliding doors to the fully fenced backyard, perfect for children, pets, summer BBQs, or simply relaxing outdoors. Upstairs, you’ll find two generously sized bedrooms, including a spacious primary retreat filled with natural light and complete with its own private 3 piece ensuite. An additional 4 piece bathroom completes the second level, providing convenience for family and guests alike. The finished basement adds valuable living space with a cozy gas fireplace, creating the perfect spot for movie nights, a home office, or recreation area. A dedicated laundry room and ample storage space complete the lower level. Located in one of Cambridge’s desirable family friendly neighbourhoods, this home offers exceptional convenience with quick access to Highway 401, making commuting to Kitchener, Waterloo, Guelph, or the GTA a breeze. You’ll enjoy being just minutes from excellent schools, parks, walking trails, and everyday amenities, including Cambridge Centre, major grocery stores, restaurants, and shopping. This is a wonderful opportunity to enjoy a move in ready home in a location that truly has it all. (id:63159)

Values & Trends

This listing

$349/sqft

Building average

No other active listings in this building

31 - Northview average

$439/sqft

12 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$580,000.00
Periodic payment — Principal & Interest (monthly)$3,741.96
Additional monthly expenses (strata, tax, utilities, etc.)$505.99
Total monthly cost$4,247.95
Interest paid over 5-yr term$166,229.67
Balance at end of term$521,711.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,209.74

Cash Needed at Closing

Minimum down payment$47,500
Estimated BC PTT$12,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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