589 ELGIN Street N
Cambridge, BC N1R6A2
$559,900
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.08 acres
- Frontage
- 29 feet
RS1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,565
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
- Appliances
- Water softener
Exterior & Lot
- Exterior features
- Brick, Aluminum siding
Building
- Water source
- Municipal water
- Sewer
- Municipal sewage system
Parking
- Total spaces
- 5
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreation room | Basement | 13'7'' x 15'10'' |
| Other | Basement | 8'0'' x 14'4'' |
| 1pc Bathroom | Basement | — |
| Primary Bedroom | Second level | 9'3'' x 14'6'' |
| Bedroom | Second level | 8'1'' x 10'1'' |
| Bedroom | Second level | 9'4'' x 10'1'' |
| 4pc Bathroom | Second level | 5'9'' x 7'4'' |
| Living room | Main level | 14'4'' x 16'9'' |
| Kitchen | Main level | 11'4'' x 16'9'' |
Listing Information
- MLS®
- 40856046
- Listed
- August 14, 2026
- Time on market
- On the market for 31 days
- Data last synced
- September 15, 2026
Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.
Description
Welcome to 589 Elgin Street, Cambridge! This well-maintained semi-detached home offers the perfect combination of space, functionality, and value. Featuring 3 spacious bedrooms and a 4-piece bathroom on the second floor, this home is ideal for first-time buyers, growing families, or investors. The bright and inviting oversized living room provides plenty of space to relax or entertain, while the functional layout makes everyday living comfortable and convenient. The finished basement adds valuable living space with a separate room that's perfect for a home gym, office, or hobby room complete with a rough-in for a future bathroom (toilet already installed). Outside, you'll appreciate the fully fenced backyard, providing a private space for children, pets, and summer entertaining. The long driveway accommodates parking for up to 5 vehicles, a rare feature that adds exceptional convenience. Located close to schools, parks, shopping, public transit, and major commuter routes, this move-in-ready home is an excellent opportunity to own in a desirable Cambridge neighbourhood. (id:63159)
Values & Trends
This listing
$335/sqft
Building average
—
No other active listings in this building
31 - Northview average
$441/sqft
12 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
20°C
—
Humidity 58%
Wind S 10 km/h
Today
23°
Tonight
17°
Wednesday
26°
Wednesday night
12°
Thursday
24°
Thursday night
11°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Dwellings: 53,491
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
No schools found within a reasonable distance of this property.
Nearby Transit
No TransLink stops within an ~10-minute walk.
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($30,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





