Property Type: Detached HouseOwnership: Freehold

1290 McKenzie Dr

Duncan, BC V9L5R9

$775,000

3 bed2 bath8 parking1,416 sqftBuilt 1985
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Property Details

Property & Lot

Sub-type
House
Lot size
21,344 square feet
Zoning
Unknown

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,105.45

Interior

Heating
Heat Pump, Baseboard heaters
Cooling / A/C
Wall unit
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer

Exterior & Lot

Lot features
Acreage, Central location, Other

Building

Parcel ID (PID)
000-416-991

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
DenMain level7'3 x 11'2
Laundry roomMain level10'4 x 11'4
Primary BedroomMain level13'4 x 11'4
EnsuiteMain level2-Piece
BathroomMain level4-Piece
BedroomMain level9'11 x 8'9
KitchenMain level10'9 x 11'3
Dining roomMain level10'9 x 9'7
Living roomMain level13'8 x 18'6
BedroomMain level9'11 x 9'1

Listing Information

MLS®
1040089
Listed
June 15, 2026
Time on market
On the market for 78 days
Data last synced
August 30, 2026

Listing provided by: Pemberton Holmes - Westshore · Data source: CREA DDF.

Description

There is a moment on the back of this property where the yard stops, the green space takes over, and you understand exactly what half an acre buys you. No one behind you. No one looking in. Just trees and quiet and the sense that the day belongs to you again. Inside, the care shows, in the small ways you only really notice once you are living in a place. The rooms are properly sized rather than technically sized, the sort you can put real furniture in without measuring twice. Storage turns up where you want it, and there is more of it than you expect. The updates are already done, so there is no list waiting for you at the door. A heat pump keeps the whole home steady through the year, and the pellet stove handles the wet January evenings when you want something warmer than steady. Here there is room for the way you actually live. The RV has somewhere to go, and so do the boat, the trailer, the extra vehicles and the weekend toys that have been parked at a friend's place because there was nowhere else to put them. A garage. A fenced yard for the dog and the kids. Nearly half an acre, privately set, and every square foot of it usable rather than simply owned. Maple Bay is why people come to the Cowichan Valley in the first place, and this puts you in the middle of it. Maple Bay Elementary is a walk from the front door. Quamichan Lake, Mount Tzouhalem, the marina, the beaches and the trails are all a few minutes away, so a morning on the water or an afternoon on the mountain stops being a plan and becomes a decision you make at breakfast. Duncan is right there for the everyday, and Nanaimo and Victoria are both an easy run when you need them. Some homes you have to talk yourself into. This is not one of them. Space, privacy, room for everything you own, and Maple Bay at the end of the driveway. Very few properties in this pocket of the Valley offer all of it at once, and they rarely come available. (id:63159)

Values & Trends

This listing

$547/sqft

Building average

No other active listings in this building

East Duncan average

$468/sqft

72 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Maple Bay ElementaryElementary980 m
Queen of Angels School(Independent)Elementary/Middle4.0 km
Alex AitkenElementary4.9 km
Alexander ElementaryElementary5.1 km
Duncan Christian School(Independent)K-125.1 km
Quamichan SchoolSecondary5.3 km
Des CascadesElementary5.7 km
Crofton Elementary Community SchoolElementary6.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Abbey Park341 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$620,000.00
Periodic payment — Principal & Interest (monthly)$4,000.03
Additional monthly expenses (strata, tax, utilities, etc.)$413.12
Total monthly cost$4,413.15
Interest paid over 5-yr term$177,693.78
Balance at end of term$557,692.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,555.77

Cash Needed at Closing

Minimum down payment$52,500
Estimated BC PTT$13,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$67,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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