Property Type: Detached HouseOwnership: Freehold

5890 CHESTERFIELD Ave

Duncan, BC V9L3M7

$699,000

3 bed2 bath2 parking1,401 sqftBuilt 1967
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Property Details

Property & Lot

Sub-type
House
Lot size
9,520 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,262.89

Interior

Heating
Heat Pump, Forced air, Wood
Cooling / A/C
Fully air conditioned
Fireplace
Yes (1)

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
Laundry roomLower level
Unfinished RoomLower level
Unfinished RoomLower level
Unfinished RoomLower level
Unfinished RoomLower level
BathroomLower level4-Piece
BathroomMain level4-Piece
BedroomMain level
BedroomMain level
Primary BedroomMain level
KitchenMain level
Dining roomMain level
Living roomMain level

Listing Information

MLS®
1031666
Listed
April 10, 2026
Time on market
On the market for 143 days
Data last synced
August 28, 2026

Listing provided by: Newport Realty Ltd. · Data source: CREA DDF.

Description

Have a look inside this recently updated home located in a friendly neighbourhood close to all amentities. With 2200 square feet of living space (1400 finished and 800 unfinished) - this home is ready to live in while you customize the lower level to your needs. Major upgrades already completed: new roof, modern kitchen with fresh cabinets and countertops, updated plumbing and electrical (200 AMPS.) Stylishly renovated bathrooms, upgraded PVC perimeter drains and brand-new vinyl deck surface. Energy-efficient living: heat pump for year-round comfort. Extra-thick, insulated exterior walls and several vinyl windows. Full-height basement with separate access. Ready to be finished to suit your vision - whether it’s a suite, recreation space, day care or home office. Expansive west-facing backyard perfect for family gatherings and sunsets. Double-sized lot (70x136) with potential to add a garden suite (buyer to confirm.) Minutes from town, schools, trails, nearby parks, and a new hospital. (id:63159)

Values & Trends

This listing

$499/sqft

Building average

No other active listings in this building

East Duncan average

$469/sqft

72 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Alexander ElementaryElementary167 m
Quamichan SchoolSecondary232 m
Duncan Christian School(Independent)K-12425 m
Des CascadesElementary1.2 km
Alex AitkenElementary1.2 km
Queen of Angels School(Independent)Elementary/Middle1.5 km
Cowichan Open SchoolSecondary1.8 km
Cowichan Valley Open Learning Co-OpSecondary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • York St. Diner440 m
  • Boston Pizza514 m
  • Sushi House582 m
  • May's Asian Cuisine · 5838 Trans-Canada Highway607 m
  • Saigon Subs · 5838 Trans-Canada Highway616 m

Cafes (3)

  • James Street Cafe · 5838 Trans-Canada Highway611 m
  • Tim Hortons659 m
  • Coffee on the Moon697 m

Parks (5+)

  • Cowichan Sportsplex Community Park · 5847 Chesterfield Avenue329 m
  • Somenos Creek Park354 m
  • Timbercrest Park643 m
  • Larkspur Drive Park680 m
  • Unnamed691 m

Banks & ATMs (1)

  • Localcoin Bitcoin ATM513 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$425.24
Total monthly cost$4,033.01
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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