Property Type: Detached HouseOwnership: Freehold

130 Overlook Place

Spallumcheen, BC V1H1X1

$1,295,000

4 bed3 bath7 parking2,851 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.5 acres
Frontage
460 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,887

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Laminate, Carpeted, Vinyl

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
7 — covered indicated
Features
Attached Garage, Detached Garage, Covered, See Remarks, Additional Parking

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement6'2'' x 8'7''
StorageBasement8'10'' x 12'4''
Laundry roomBasement7'9'' x 8'1''
WorkshopBasement5'4'' x 7'5''
DenBasement11'4'' x 12'4''
BedroomBasement10'6'' x 11'5''
Recreation roomBasement20'2'' x 33'7''
StorageMain level12'2'' x 15'2''
WorkshopMain level17'8'' x 23'5''
OtherMain level12'6'' x 24'5''
OtherMain level20'6'' x 18'2''
BedroomMain level13'4'' x 8'9''
BedroomMain level10'4'' x 9'7''
OtherMain level4'1'' x 4'10''
3pc Ensuite bathMain level8'11'' x 4'10''
Primary BedroomMain level15'6'' x 12'10''
3pc BathroomMain level13'6'' x 7'10''
Dining nookMain level7'11'' x 8'4''
KitchenMain level10'2'' x 10'7''
Family roomMain level15'5'' x 11'2''
Dining roomMain level9'7'' x 12'4''
Living roomMain level12'0'' x 12'10''
FoyerMain level10'3'' x 4'7''

Listing Information

MLS®
10381630
Listed
April 1, 2026
Time on market
On the market for 152 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon Salt Fowler · Data source: CREA DDF.

Description

•Welcome to your own private oasis overlooking Swan Lake nestled within the prestigious Stepping Stones subdivision. This stunning property offers a gently sloping 2.5-acres with full sun from morning to early evening which is ideal for a small cherry or apple orchard or whatever you desire, especially when it has irrigation rights already in place which is hard to come by. As you step onto the grounds you're greeted by the serenity of nature with a flourishing cherry tree, berry bushes and mature gardens enveloping the landscape. The fertile soil presents endless possibilities for gardening enthusiasts or those seeking a sustainable lifestyle. Step inside this meticulously maintained home and be welcomed by the warmth of gleaming engineered wood floors and an abundance of natural light streaming through numerous skylights. The heart of the home, a gourmet kitchen, awaits with oak cabinetry, a tiled backsplash, island and adjacent family room offering access to a deck where you can soak in panoramic views of Swan Lake, mountains and the valley. The main floor also features a luxurious bathroom complete with a jetted tub, two more bedrooms as well as the master suite, with its own 3-piece ensuite bathroom. The basement level offers a 4th bedroom, bathroom, rec room, laundry and storage. Outside, the detached shop is a haven for all and walking access to the Goose Lake Range Park trail system, perfect for outdoor recreation year-round. Zoning allows for secondary dwelling. (id:63159)

Values & Trends

This listing

$454/sqft

Building average

No other active listings in this building

Swan Lake West average

$392/sqft

21 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,307

(2021 Census)

+3.9% since 2016

Density: 20.8/km²

Dwellings: 2,099

Median household income: $84,000

After-tax: $76,500

Immigrant population: 7.6%

Top countries of origin (% of total population)

  • United States of America1.3% · 70
  • Germany1.2% · 65
  • United Kingdom1.1% · 60
  • Netherlands1% · 55
  • South Africa, Republic of0.4% · 20
  • Russian Federation0.2% · 10
  • Philippines0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Vernon Christian School(Independent)K-124.6 km
North Okanagan Junior Academy(Independent)Elementary/Middle5.6 km
B X ElementaryElementary7.3 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle7.9 km
Harwood ElementaryElementary8.0 km
Alexis Park ElementaryElementary8.3 km
W.L. Seaton SecondarySecondary8.4 km
Silver Star ElementaryElementary9.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,036,000.00
Periodic payment — Principal & Interest (monthly)$6,683.92
Additional monthly expenses (strata, tax, utilities, etc.)$633.58
Total monthly cost$7,317.50
Interest paid over 5-yr term$296,920.58
Balance at end of term$931,885.35

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,154.53

Cash Needed at Closing

Minimum down payment$104,500
Estimated BC PTT$23,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$129,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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