Property Type: Detached HouseOwnership: Freehold

160 Overlook Place

Vernon, BC V1H1X1

$1,298,888

4 bed4.5 bath2 parking3,005 sqftBuilt 1988
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
3.53 acres
Frontage
295 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,214

Interior

Basement
Full
Heating
See remarks, Other
Cooling / A/C
See Remarks
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Hardwood, Ceramic Tile, Linoleum, Wood

Exterior & Lot

Exterior features
Vinyl siding
View
City view, Lake view, Mountain view, Valley view, View (panoramic)

Building

Roof
Tile, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Detached Garage, Stall, Offset, RV, Heated Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Wine CellarBasement10'0'' x 10'0''
3pc BathroomBasement11'0'' x 6'0''
Living roomBasement12'0'' x 14'0''
BedroomBasement12'2'' x 13'3''
2pc BathroomMain level6'0'' x 10'0''
3pc BathroomBasement
KitchenBasement10'0'' x 12'0''
Primary BedroomBasement12'0'' x 12'0''
Laundry roomMain level5'0'' x 8'0''
Dining roomMain level11'6'' x 12'3''
Living roomMain level14'0'' x 16'0''
BedroomMain level10'0'' x 10'0''
5pc BathroomMain level8'0'' x 12'0''
Primary BedroomMain level12'0'' x 12'0''
KitchenMain level20'0'' x 15'0''

Listing Information

MLS®
10384860
Listed
May 6, 2026
Time on market
On the market for 117 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Welcome to your own piece of Okanagan paradise. This immaculate 3.53-acre property in Stepping Stones, Vernon offers a beautifully maintained 4-bed, 4-bath custom-built home with approximately 3,000 sq ft of living space. Ideal for a hobby farm, horse property, or simply enjoying extra room for family and toys, the acreage features a large garden, fruit trees, and multiple outbuildings with power and water, including space for chickens, animals, and recreational storage. Inside, the home showcases a chef’s kitchen with granite countertops and a dedicated coffee bar, flowing into a spacious dining and living area perfect for entertaining or relaxing. Step out onto the expansive deck and take in sweeping views of Swan Lake and the Enderby Cliffs. The primary bedroom accommodates a king-size suite and includes a functional ensuite, while the upper level also offers an additional bedroom or office with equally stunning views. The walkout lower level features a large rec room with direct access to the manicured yard, an updated bathroom, a generous cold storage area, and an additional den or office. A fully self-contained one-bedroom suite provides excellent flexibility for in-laws or rental income. Meticulously cared for, recent updates include a new main bathroom, updated vanities, sinks, and toilets throughout, plus an energy-efficient split AC system with dual heat pumps. A rare opportunity to enjoy peaceful country living just minutes from town. Book your showing today. (id:63159)

Values & Trends

This listing

$432/sqft

Building average

No other active listings in this building

Swan Lake West average

$393/sqft

21 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Vernon Christian School(Independent)K-124.4 km
North Okanagan Junior Academy(Independent)Elementary/Middle5.8 km
B X ElementaryElementary7.1 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle7.7 km
Harwood ElementaryElementary7.8 km
Alexis Park ElementaryElementary8.1 km
W.L. Seaton SecondarySecondary8.2 km
Silver Star ElementaryElementary8.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,889) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,110.00
Periodic payment — Principal & Interest (monthly)$6,703.99
Additional monthly expenses (strata, tax, utilities, etc.)$667.83
Total monthly cost$7,371.82
Interest paid over 5-yr term$297,811.91
Balance at end of term$934,682.81

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,889
Stress test qualifying rate8.09%
Payment you must qualify for$9,181.44

Cash Needed at Closing

Minimum down payment$104,889
Estimated BC PTT$23,978
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,367

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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