Property Type: Detached HouseOwnership: Freehold

13075 PORLIER PASS ROAD

Galiano Island, BC V0N1P0

$749,000

4 bed3 bath6 parking2,075 sqftBuilt 1977
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Lot size
1.03 acres
Frontage
272.3 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,184 (2025)

Interior

Basement
Partial, Unknown, Unknown
Heating
Baseboard heaters, Electric, Wood
Fireplace
Yes (2)

Parking

Total spaces
6 — covered indicated
Features
Detached Garage, Garage

Listing Information

MLS®
R3070255
Listed
November 27, 2025
Time on market
On the market for 278 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Hugh & McKinnon Realty Ltd. · Data source: CREA DDF.

Description

Perched above Porlier Pass Road and minutes from Retreat Cove and Pebble Beach, this charming mid-island retreat is ready for new owners. Warm and inviting, it features cedar throughout and a vintage, homey feel designed for year-round comfort. The main level offers a rancher layout with 2 beds and 2 baths, while the semi-finished lower level walk-in from the smaller covered carport adds 2 more beds, a full bath, and flexible space. A large garage, detached carport, wood/storage shed, and a wrap-around deck overlooking a sunny west-facing yard complete this private Galiano getaway. (id:63159)

Values & Trends

This listing

$361/sqft

Building average

No other active listings in this building

Galiano Island average

$1,056/sqft

19 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Fernwood ElementaryElementary4.8 km
Gulf Islands SecondarySecondary9.4 km
Phoenix PlaceSecondary9.4 km
Salt Spring ElementaryElementary9.5 km
Galiano Community SchoolElementary13.1 km
Crofton Elementary Community SchoolElementary14.1 km
Thetis Island ElementaryElementary15.8 km
Chemainus SecondaryK-1217.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,200.00
Periodic payment — Principal & Interest (monthly)$3,865.84
Additional monthly expenses (strata, tax, utilities, etc.)$369.33
Total monthly cost$4,235.17
Interest paid over 5-yr term$171,732.44
Balance at end of term$538,982.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,375.83

Cash Needed at Closing

Minimum down payment$49,900
Estimated BC PTT$12,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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