Property Type: Detached HouseOwnership: Freehold

1321 10 Avenue NE

Salmon Arm, BC V1E2V6

$860,000

3 bed2 bath3 parking2,081 sqftBuilt 1940
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Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
2
Lot size
0.94 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,696

Interior

Basement
Full
Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

View
City view, Lake view, Mountain view

Building

Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
008-077-754

Parking

Total spaces
3 — covered indicated
Features
Detached Garage, RV, Additional Parking

Restrictions & Policies

Accessibility
Accessible Elevator Installed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomBasement8'11'' x 5'6''
Primary BedroomBasement14'7'' x 13'5''
Laundry roomBasement17'7'' x 13'7''
OtherMain level3'5'' x 5'10''
OtherBasement' x 7'
BedroomBasement13'5'' x 13'2''
BedroomBasement12'3'' x 11'7''
3pc BathroomBasement8'8'' x 7'3''
SunroomMain level21'9'' x 9'8''
Living roomMain level23'6'' x 15'7''
KitchenMain level18'6'' x 13'5''
FoyerMain level7'8'' x 6'11''
Dining roomMain level13'3'' x 13'3''
4pc BathroomMain level8'8'' x 5'7''

Listing Information

MLS®
10383237
Listed
April 14, 2026
Time on market
On the market for 139 days
Data last synced
August 31, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Timeless Character Meets Modern Comfort with Lake & Mountain Views. Set on a 0.94 acre property in the heart of Salmon Arm, this beautifully updated character home offers space, privacy & flexibility just minutes from downtown. Originally owned by Dr. A.R. Williams, the home carries a rich history while benefiting with the extensive renovations, blending character with modern functionality. Recent improvements include a fully finished lower level featuring three bright bedrooms, each with private walk-out access, ideal for extended family, guests, or added versatility. Major updates also include plumbing, 220V electrical, windows, doors, and a dedicated laundry space. Comfort and efficiency are top of mind with features such as a UV furnace, new A/C, oversized hot water tank, heated bathroom floors, and a custom-built fireplace. A mobility-friendly elevator adds convenience and accessibility, while the main-floor layout offers flexibility, including a dining area that could function as an additional bedroom or office. Outside, enjoy a peaceful setting with lake and mountain views, a landscaped patio, and ample space for RVs, boats, or work vehicles. A detached shop provides excellent storage or workspace options. A unique opportunity to own a property that offers character, modern updates, and room to grow, all in a central, convenient location. (id:63159)

Values & Trends

This listing

$413/sqft

Building average

No other active listings in this building

NE Salmon Arm average

$395/sqft

66 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
J.L. Jackson SecondarySecondary418 m
Bastion ElementaryElementary907 m
Salmon Arm SecondarySecondary1.3 km
King's Christian School(Independent)K-121.5 km
South Broadview ElementaryElementary1.5 km
Salmon Arm StorefrontSecondary1.6 km
Shuswap Middle SchoolMiddle1.6 km
Hillcrest ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Yan’s692 m

Parks (1)

  • McGuire Lake Park587 m

Pharmacies (1)

  • Unnamed740 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($61,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$688,000.00
Periodic payment — Principal & Interest (monthly)$4,438.74
Additional monthly expenses (strata, tax, utilities, etc.)$412.00
Total monthly cost$4,850.74
Interest paid over 5-yr term$197,182.78
Balance at end of term$618,858.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$61,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,144.03

Cash Needed at Closing

Minimum down payment$61,000
Estimated BC PTT$15,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$77,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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