Property Type: Detached HouseOwnership: Freehold

139 MACKAY Crescent

Waterloo, BC N2J3K1

$819,900

3 bed2 bath4 parking1,910 sqftBuilt 1961
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Lot size
0.19 acres
Frontage
64 feet

SR2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,272

Interior

Basement
Partially finished, Full
Heating
Forced air, Electric
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Refrigerator, Water meter, Water softener, Dishwasher, Stove, Garage door opener, Microwave Built-in

Exterior & Lot

Exterior features
Aluminum siding, Brick Veneer
Lot features
Backs on greenbelt, Conservation/green belt, Automatic Garage Door Opener
Fencing
Fence

Building

Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Electricity, Cable, Telephone
Security
Smoke Detectors

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement
Laundry roomBasement
Recreation roomBasement13'2'' x 39'11''
BedroomMain level8'11'' x 10'4''
BedroomMain level10'4'' x 12'0''
Primary BedroomMain level10'11'' x 11'7''
4pc BathroomMain level
KitchenMain level10'11'' x 18'8''
Dining roomMain level10'11'' x 11'7''
Living roomMain level16'1'' x 16'3''

Listing Information

MLS®
40844581
Listed
July 2, 2026
Time on market
On the market for 74 days
Data last synced
September 15, 2026

Listing provided by: TRIUS REALTY INC. · Data source: CREA DDF.

Description

Welcome to 139 Makay Crescent, Waterloo—a beautifully updated home in an exceptional location backing onto Moses Springer Park and the Laurel Trail. Fully renovated throughout, this move-in ready home has modern finishes, thoughtful upgrades, and outstanding versatility for families, retired downsizers, multi-generational living, or investors. This home enjoys a premium location, set within one of Waterloo's desirable family neighbourhoods providing beautiful green space and walking trails that you can walk onto from your backyard. You'll also appreciate being within walking distance of local schools, Wilfrid Laurier University and Conestoga College's Waterloo Campus, with shopping, restaurants, transit, and everyday amenities just minutes away. This lovely updated home features three bedrooms on the main floor easily accessible to the fully redesigned bathroom, kitchen, living room, dining rooms with easy access to the beautiful backyard with mature trees that borders a trail and Moses Springer Park. The main floor living room has been opened up to a larger living area that extends through to the dining rooms; all with large windows, new flooring, updated colours and stylish new light fixtures which make it welcoming and attractive to many buyers of all generations and backgrounds. The main bathroom has been fully renovated including updated fixtures. Additional improvements include upgraded basement stairs. a refreshed bathroom on the lower level that can provide a separate facility should the spacious recreation room be further renovated for multi-generational living or rental accommodation. One of this home's standout features is the separate entrance from the garage to the lower level, again offering excellent potential for an in-law suite, multi-generational living arrangement, or future income-generating opportunities. (id:63159)

Values & Trends

This listing

$429/sqft

Building average

No other active listings in this building

116 - Glenridge/Lincoln Heights average

$414/sqft

23 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($56,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$655,920.00
Periodic payment — Principal & Interest (monthly)$4,231.77
Additional monthly expenses (strata, tax, utilities, etc.)$535.33
Total monthly cost$4,767.11
Interest paid over 5-yr term$187,988.56
Balance at end of term$590,002.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$56,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,866.51

Cash Needed at Closing

Minimum down payment$56,990
Estimated BC PTT$14,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$72,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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