Property Type: Detached HouseOwnership: Freehold

160 ERB Street E

Waterloo, BC N2J1M4

$760,000

2 bed1 bath3 parking1,900 sqft
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
62 feet

RMU20

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,809.92

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Water softener

Exterior & Lot

Exterior features
Brick

Building

Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Cable

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, Open

Room Dimensions

RoomLevelDimensions
Great roomMain level19'0'' x 40'0''
3pc BathroomMain level
Bonus RoomMain level12'0'' x 20'0''
BedroomMain level12'0'' x 12'0''
Primary BedroomMain level12'0'' x 12'0''
KitchenMain level14'0'' x 12'0''
Living roomMain level19'0'' x 12'0''
Bonus RoomBasement12'0'' x 4'0''
Bonus RoomBasement12'0'' x 25'0''
Bonus RoomBasement12'0'' x 38'0''
WorkshopBasement12'0'' x 12'0''
Recreation roomBasement19'0'' x 40'0''

Listing Information

MLS®
40773122
Listed
October 1, 2025
Time on market
On the market for 348 days
Data last synced
September 15, 2026

Listing provided by: Royal LePage Wolle Realty · Data source: CREA DDF.

Description

Single Detached Bungalow with Large Lot. Zoning is RMU 20. Features a 62ft X 165ft Lot. Features a 900 SqFt two level Addition on the back of the Home and 1200 sqft with the main floor of the Bungalow. Plenty of Opportunity with the Home and Property. (id:63159)

Values & Trends

This listing

$400/sqft

Building average

No other active listings in this building

114 - Uptown Waterloo/North Ward average

$443/sqft

31 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($51,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$608,000.00
Periodic payment — Principal & Interest (monthly)$3,922.61
Additional monthly expenses (strata, tax, utilities, etc.)$412.49
Total monthly cost$4,335.10
Interest paid over 5-yr term$174,254.55
Balance at end of term$546,897.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$51,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,451.96

Cash Needed at Closing

Minimum down payment$51,000
Estimated BC PTT$13,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$65,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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