Property Type: Detached HouseOwnership: Freehold

13938 Moberly Road

Lake Country, BC V4V1A6

$1,574,000

4 bed4 bath3,792 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.9 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,783.21

Interior

Basement
Full
Heating
Heat Pump, Radiant heat, Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
None

Exterior & Lot

View
Lake view

Parking

Features
RV

Room Dimensions

RoomLevelDimensions
Utility roomBasement10' x 9'
4pc BathroomBasement10' x 5'
Recreation roomBasement32' x 14'
BedroomBasement11'11'' x 8'2''
Recreation roomBasement15' x 22'3''
BedroomBasement11' x 15'1''
3pc BathroomBasement10' x 5'
MediaBasement13' x 13'8''
DenMain level11'2'' x 9'7''
BedroomMain level11'2'' x 9'9''
4pc Ensuite bathMain level11'2'' x 10'3''
OtherMain level7' x 11'10''
Primary BedroomMain level14' x 15'2''
4pc BathroomMain level12' x 6'
Living roomMain level14'4'' x 18'1''
KitchenMain level14'6'' x 11'2''
PantryMain level5'3'' x 8'
Laundry roomMain level9'11'' x 14'1''
FoyerMain level11'6'' x 7'

Listing Information

MLS®
10395221
Listed
July 20, 2026
Time on market
On the market for 42 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Imagine waking up to Okanagan Lake stretching out below you, and knowing the hard work is already done. Excavation and site prep are complete, and there's room to build a garage right next to the home, plus a finished lower building pad ready for your dream workshop, boat storage, or secondary dwelling, with lower access from Carrs Landing Road already underway. Better still, a fully self-contained one-bedroom suite with private entrance and parking awaits extended family, or works beautifully as a revenue generator/mortgage helper. Perched on a private 1.9-acre lot, this quality custom-built home welcomes you with soaring vaulted ceilings, slate and hardwood flooring, heated floors, and a dramatic floor-to-ceiling fireplace. Expansive windows frame breathtaking lake views, while the covered deck with hot tub is perfect for morning coffee or evenings with friends. The kitchen offers Silestone countertops, walk-in pantry, and adjoining mudroom/laundry. The primary suite includes deck access, walk-in closet, and spa-inspired ensuite, plus a second bedroom, full bath, and flexible room for office or dining on the main floor. The walkout lower level adds a family room with bar, theatre room, bedroom, and full bath alongside the suite. RV parking with power & sewer, city water, and an irrigation well complete the package. Privacy, panoramic views, built-in income, & rare future potential at an unbeatable new price. Don't miss this Lake Country opportunity! (id:63159)

Values & Trends

This listing

$415/sqft

Building average

No other active listings in this building

Lake Country North West average

$510/sqft

34 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

15,817

(2021 Census)

+22.4% since 2016

Density: 129.5/km²

Dwellings: 6,852

Median household income: $98,000

After-tax: $87,000

Immigrant population: 11.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 425
  • Germany1.3% · 200
  • United States of America1% · 160
  • India0.8% · 120
  • South Africa, Republic of0.3% · 55
  • Philippines0.3% · 55
  • Netherlands0.3% · 50
  • Russian Federation0.2% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary4.2 km
Oyama Traditional SchoolElementary6.1 km
George Elliot SecondarySecondary6.9 km
HS Grenda Middle SchoolMiddle7.1 km
Peter Greer ElementaryElementary7.3 km
Aberdeen Hall Preparatory School(Independent)K-1217.0 km
North Glenmore ElementaryElementary17.5 km
Ellison ElementaryElementary17.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($314,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,259,200.00
Periodic payment — Principal & Interest (monthly)$8,123.93
Additional monthly expenses (strata, tax, utilities, etc.)$755.27
Total monthly cost$8,879.20
Interest paid over 5-yr term$360,890.34
Balance at end of term$1,132,654.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$314,800
Stress test qualifying rate8.09%
Payment you must qualify for$9,682.81

Cash Needed at Closing

Minimum down payment$314,800
Estimated BC PTT$29,480
Legal / closing costs (typical estimate)$1,500
Total cash needed$345,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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