Property Type: Detached HouseOwnership: Freehold

140 GLASGOW Street

Kitchener, BC N2G2G9

$609,999

3 bed1 bath3 parking1,615 sqft
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Frontage
40 feet

R2B

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,063.33

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Other - See remarks
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Microwave Built-in

Exterior & Lot

Exterior features
Brick, Aluminum siding, Vinyl siding
Lot features
Southern exposure

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
Bonus RoomBasement8'8'' x 10'4''
Recreation roomBasement10'6'' x 14'8''
Laundry roomBasement9'5'' x 17'0''
FoyerMain level4'8'' x 10'2''
Primary BedroomSecond level10'6'' x 17'5''
4pc BathroomMain level9'6'' x 9'9''
KitchenMain level8'5'' x 12'0''
Living roomMain level11'3'' x 13'11''
Dining roomMain level12'4'' x 13'0''
BedroomMain level9'9'' x 10'0''
BedroomMain level9'8'' x 10'7''

Listing Information

MLS®
40853890
Listed
August 7, 2026
Time on market
On the market for 39 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

BELMONT VILLAGE !!!! Welcome to this charming and well-maintained 3 bedroom home situated on a large lot in one of Waterloo's most connected neighbourhoods. Leave the car behind and explore the vibrant collection of cafe's, restaurants, parks, trails, and the ION LRT, all a short distance from your front door. Inside, you will find bright and inviting living spaces filled with natural light, updated flooring and an updated kitchen (2021), complete with stainless steel appliances. This home also boasts a fully fenced backyard that is perfect for entertaining, gardening, evening fires, or simply enjoying time with family and pets. Additional highlights include: Re-paved driveway (2025), New gutters, guards and heating cables to prevent ice damning (2026), 2 new windows in spare bedroom and bathroom (2023), New back deck (2024), Backyard landscaping (2024). This home offers the perfect opportunity for first-time buyers, young professionals, or anyone looking to enjoy the unbeatable lifestyle that comes with living just steps from everything Belmont Village and uptown Waterloo has to offer - all while enjoying the charm of a mature and established neighbourhood. (id:63159)

Values & Trends

This listing

$378/sqft

Building average

No other active listings in this building

415 - Uptown Waterloo/Westmount average

$532/sqft

20 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.9% ($36,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$487,999.00
Periodic payment — Principal & Interest (monthly)$3,148.40
Additional monthly expenses (strata, tax, utilities, etc.)$419.61
Total monthly cost$3,568.01
Interest paid over 5-yr term$139,861.92
Balance at end of term$438,956.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$36,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,413.85

Cash Needed at Closing

Minimum down payment$36,000
Estimated BC PTT$10,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$47,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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