Property Type: Detached HouseOwnership: Freehold

43 HENRY Street

Kitchener, BC N2G1P4

$549,000

2 bed2 bath4 parking1,221 sqftBuilt 1907
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
1.5
Frontage
39 feet

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,989

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
None
Appliances
Refrigerator, Stove

Exterior & Lot

Exterior features
Aluminum siding
Lot features
Paved driveway

Building

Foundation
Stone
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
OtherBasement12'10'' x 14'3''
Recreation roomBasement12'0'' x 16'11''
Bonus RoomBasement9'11'' x 12'5''
3pc BathroomBasement5'10'' x 9'5''
Primary BedroomSecond level10'8'' x 18'5''
BedroomSecond level14'2'' x 10'0''
3pc BathroomSecond level3'6'' x 10'4''
Living roomMain level12'2'' x 18'1''
KitchenMain level12'2'' x 18'2''
Dining roomMain level9'11'' x 10'4''
DenMain level10'3'' x 6'7''

Listing Information

MLS®
40848719
Listed
July 17, 2026
Time on market
On the market for 59 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX TWIN CITY REALTY INC. · Data source: CREA DDF.

Description

Welcome to 43 Henry Street, a charming 1.5-storey detached home nestled in one of Kitchener's most desirable central locations. Just steps from Victoria Park, this property offers the perfect blend of character, convenience, and urban lifestyle. Enjoy easy access to downtown Kitchener, local restaurants, cafes, shopping, transit, and year-round community events. Situated in the heart of the city, this home offers incredible potential for first-time buyers, investors, renovators, or those looking to add their own personal touch. With some finishing touches, this property could truly shine. Don't miss this opportunity to own in a vibrant, established neighbourhood and enjoy everything this sought-after central location has to offer. (id:63159)

Values & Trends

This listing

$450/sqft

Building average

No other active listings in this building

313 - Downtown Kitchener/W. Ward average

$464/sqft

11 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,200.00
Periodic payment — Principal & Interest (monthly)$2,833.57
Additional monthly expenses (strata, tax, utilities, etc.)$393.42
Total monthly cost$3,226.99
Interest paid over 5-yr term$125,875.98
Balance at end of term$395,061.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,991.70

Cash Needed at Closing

Minimum down payment$29,900
Estimated BC PTT$8,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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