Property Type: Detached HouseOwnership: Freehold

1401 65 Street SW

Salmon Arm, BC V1E3B3

$1,875,000

4 bed3.5 bath3 parking4,112 sqftBuilt 2015
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
5.49 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,704.76

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Vinyl

Exterior & Lot

View
City view, Lake view, Mountain view, Valley view
Pool
Above ground pool

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement27'1'' x 10'10''
Recreation roomBasement22'1'' x 14'9''
Family roomBasement15'0'' x 19'4''
BedroomBasement19'6'' x 12'1''
BedroomBasement11'9'' x 14'8''
BedroomBasement13'7'' x 12'11''
OtherBasement9'8'' x 6'8''
OtherBasement6'1'' x 14'7''
Full bathroomBasement14'7'' x 9'9''
OtherMain level4'11'' x 14'4''
Primary BedroomMain level14'2'' x 16'5''
OfficeMain level10'4'' x 13'0''
Mud roomMain level14'6'' x 5'8''
Living roomMain level15'3'' x 18'6''
Laundry roomMain level8'10'' x 5'8''
KitchenMain level19'5'' x 15'7''
OtherMain level34'11'' x 27'1''
FoyerMain level15'1'' x 7'4''
Dining roomMain level15'5'' x 14'6''
5pc Ensuite bathMain level17'4'' x 12'11''
2pc BathroomMain level4'11'' x 4'11''

Listing Information

MLS®
10376978
Listed
March 12, 2026
Time on market
On the market for 172 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

IMPRESSIVE CITY, MOUNTAIN & LAKE VIEW CUSTOM HOME on just over 5 acres minutes to downtown Salmon Arm in an area of fine homes. If you like attention to detail & quality construction, you'll love this one. Offering over 4000 sq ft of living space including 4 bedrooms, 3 bathrooms, office and main living areas, this property has something for everyone. As you walk through the front doors into the spacious entry, you'll notice the character of the stone fireplace & wood beam accents, along with the views through the large vaulted living room windows. Continue further and the large kitchen island will cause you to stop in your tracks and take in the incredible amount of counter space and abundance of cabinets making it a chef's dream. Quartz counter tops & knotty alder cabinetry create a warm & inviting feel perfect for entertaining. A large separate dining room is surrounded by windows for the best views. You also have access to the large east facing deck where you can enjoy your morning coffee. The primary bedroom is spacious and features a walk-in closet, ensuite with soaker tub, double vanity and large walk-in shower. In the basement you'll find more bedrooms, a games/family room area, hobby or wine room and walkout to the lower covered patio. Lots of storage with a 3 car garage and outside shed. Too many extras to mention including surge protection in the electrical panel, 2 zone heating system with HRV, and so much more. Call for details and book your showing today. (id:63159)

Values & Trends

This listing

$456/sqft

Building average

No other active listings in this building

SW Salmon Arm average

$451/sqft

14 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Salmon Arm West ElementaryElementary1.4 km
Salmon Arm StorefrontSecondary5.2 km
J.L. Jackson SecondarySecondary6.4 km
Hillcrest ElementaryElementary7.0 km
Bastion ElementaryElementary7.5 km
Shuswap Middle SchoolMiddle7.6 km
King's Christian School(Independent)K-127.8 km
Salmon Arm SecondarySecondary7.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($375,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,500,000.00
Periodic payment — Principal & Interest (monthly)$9,677.49
Additional monthly expenses (strata, tax, utilities, etc.)$764.73
Total monthly cost$10,442.22
Interest paid over 5-yr term$429,904.31
Balance at end of term$1,349,254.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$375,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,534.47

Cash Needed at Closing

Minimum down payment$375,000
Estimated BC PTT$35,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$412,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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