450 20 Avenue SW
Salmon Arm, BC V1E1T6
$1,320,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 4.38 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,077.65
Interior
- Basement
- Full
- Heating
- Heat Pump, Baseboard heaters, Stove, Wood
- Cooling / A/C
- Heat Pump
- Fireplace
- Yes (2)
- Fireplace type
- Wood, Conventional
Exterior & Lot
- View
- Lake view, Mountain view, Valley view, View of water
- Pool
- Above ground pool
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 2 — covered indicated
- Features
- Attached Garage, Heated Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Workshop | Basement | 6'11'' x 15'8'' |
| Storage | Basement | 7'9'' x 8' |
| Recreation room | Basement | 19'7'' x 26'1'' |
| Office | Basement | 7'9'' x 9'1'' |
| Laundry room | Basement | 5'4'' x 19'10'' |
| Bedroom | Basement | 9'1'' x 11'11'' |
| Bedroom | Basement | 12'10'' x 15'1'' |
| 3pc Bathroom | Basement | 5'8'' x 6'9'' |
| Primary Bedroom | Main level | 12'11'' x 17'4'' |
| Living room | Main level | 15'9'' x 21'8'' |
| Kitchen | Main level | 9'7'' x 11'4'' |
| Dining room | Main level | 11'4'' x 11'9'' |
| Bedroom | Main level | 9'8'' x 10'4'' |
| Bedroom | Main level | 9'8'' x 15'11'' |
| 5pc Bathroom | Main level | 6'11'' x 9' |
| 4pc Ensuite bath | Main level | 4'11'' x 7'1'' |
Listing Information
- MLS®
- 10396607
- Listed
- August 5, 2026
- Time on market
- On the market for 26 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty · Data source: CREA DDF.
Description
Rare opportunity to enjoy nearly 5 acres of privacy and lake and mountain views while still being right in town on city water. This versatile property features a barn, hobby farm set up, heated above ground pool, hot tub and a large concrete parking area for your boat, RV and all of your toys. With room for kids to play and direct access to trails leading to Mt Ida, its the perfect blend of convenience and country living. The spacious 5 bedroom, 3 bathroom rancher with full walk out basement offers an idea family layout. The main floor features 3 bedrooms and 2 bathrooms, with large windows facing the lake and mountains, while the lower level includes a spacious rec room with cozy fireplace, 2 additional bedrooms, bathroom, office and plenty of storage. Additional features include cherry and plum trees, heat pumps for heating and cooling, oversized attached garage, 200 amp service, 9 year old roof and hardy siding. Buyers could pursue subdivision potential on lower part acreage. (id:63159)
Values & Trends
This listing
$435/sqft
Building average
—
No other active listings in this building
SW Salmon Arm average
$452/sqft
14 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
—
Humidity 84%
Wind SSE 5 km/h
Tonight
10°
Tuesday
25°
Tuesday night
14°
Wednesday
23°
Wednesday night
12°
Thursday
20°
Source: Environment and Climate Change Canada.
Population
19,432
(2021 Census)
+9.7% since 2016
Density: 125.2/km²
Dwellings: 8,517
Median household income: $75,000
After-tax: $68,000
Immigrant population: 10.2%
Top countries of origin (% of total population)
- United Kingdom2.4% · 460
- United States of America1.1% · 210
- Germany0.9% · 170
- Netherlands0.7% · 145
- Philippines0.7% · 140
- Poland0.3% · 55
- China0.3% · 55
- India0.3% · 50
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Salmon Arm Storefront | Secondary | 1.3 km |
| Hillcrest Elementary | Elementary | 2.3 km |
| J.L. Jackson Secondary | Secondary | 2.4 km |
| Shuswap Middle School | Middle | 3.1 km |
| King's Christian School(Independent) | K-12 | 3.4 km |
| Salmon Arm West Elementary | Elementary | 3.5 km |
| South Broadview Elementary | Elementary | 3.6 km |
| Bastion Elementary | Elementary | 3.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Okanagan-Shuswap (SD83)
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Mortgage & Ownership Cost Calculator
Minimum required: 8.1% ($107,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.