Property Type: Land / LotOwnership: Freehold

LOT A HART ROAD

Fraser Lake, BC V0J1S0

$160,000

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Property Details

Property & Lot

Lot size
49.27 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$497.51 (2025)

Interior

Fireplace
None

Exterior & Lot

View
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Listing Information

MLS®
R3091792
Listed
February 19, 2026
Time on market
On the market for 193 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vanderhoof · Data source: CREA DDF.

Description

Discover unparalleled privacy on this stunning 49-acre lot just 10 minutes from Fraser Lake. Nestled at the end of a year-round maintained road, the property adjoins expansive Crown Land to the north and west, offering endless outdoor adventure. Enjoy breathtaking views, including a glimpse of Fraser Lake, with Deserter and Alf Lakes nearby. Perfect for your dream home, hobby farm, or recreational retreat, this H1-zoned property also offers subdivision potential into 4.94-acre parcels. Ideal for single or two-family dwellings, agriculture, or RV storage - seize this rare opportunity to own your slice of nature’s paradise. (id:63159)

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fraser Lake Elem-SecondaryK-123.6 km
Mouse Mountain ElementaryElementary4.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($8,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$128,000.00
Periodic payment — Principal & Interest (monthly)$825.81
Additional monthly expenses (strata, tax, utilities, etc.)$41.46
Total monthly cost$867.27
Interest paid over 5-yr term$36,685.17
Balance at end of term$115,136.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$8,000
Stress test qualifying rate8.09%
Payment you must qualify for$1,168.83

Cash Needed at Closing

Minimum down payment$8,000
Estimated BC PTT$1,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$11,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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