Property Type: Detached HouseOwnership: Freehold

2634 Springfield Road

Kelowna, BC V1X1B8

$829,000

4 bed2.5 bath1 parking2,080 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,001.98

Interior

Basement
Full
Heating
Baseboard heaters, Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Laminate, Carpeted

Exterior & Lot

Exterior features
Concrete, Wood, Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Detached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
KitchenMain level9'9'' x 10'7''
Dining roomMain level9'9'' x 9'1''
Living roomMain level14'10'' x 12'8''
BedroomBasement13'0'' x 11'5''
2pc BathroomBasement4'5'' x 5'0''
DenBasement9'0'' x 9'5''
3pc BathroomMain level5'0'' x 8'4''
BedroomMain level10'0'' x 9'0''
BedroomMain level9'0'' x 9'0''
Primary BedroomMain level12'0'' x 12'0''

Listing Information

MLS®
10383279
Listed
May 19, 2026
Time on market
On the market for 104 days
Data last synced
August 28, 2026

Listing provided by: ComFree · Data source: CREA DDF.

Description

Single family home on 0.22 acres. Large, fully fenced back yard, detached 200 amp garage with front and back doors. Fits one car with plenty of storage. 23 x 15ft powered, insulated outbuilding, with laminated floors that has been set up as an office. There is a sundeck and several raised garden beds. Main floor has a kitchen with double pantries, well lit, living/dining area with large window, full bathroom, primary bedroom with French doors onto sundeck, and two additional bedrooms. Renovated basement has movie area, one bedroom and den with sliding barn door. Two large, egress windows, a half bathroom and laundry area with built in storage. Between the bedroom and den there is an additional room with two doors, plumbed for large Jack and Jill bathroom. Roof is 5yrs old, new A/C and hot water tank. (id:63159)

Values & Trends

This listing

$399/sqft

Building average

No other active listings in this building

Rutland South average

$423/sqft

43 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Springvalley ElementaryElementary620 m
Springvalley Middle SchoolElementary751 m
Quigley ElementaryElementary908 m
Okanagan Christian School(Independent)K-121.1 km
Flex Academy(Independent)K-121.4 km
Kelowna Arts Academy(Independent)K-121.5 km
Okanagan Montessori Elementary School(Independent)Elementary1.5 km
Belgo Elementary SchoolElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Gerstmar Park423 m
  • Moraine Park435 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$663,200.00
Periodic payment — Principal & Interest (monthly)$4,278.74
Additional monthly expenses (strata, tax, utilities, etc.)$520.83
Total monthly cost$4,799.57
Interest paid over 5-yr term$190,075.03
Balance at end of term$596,550.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,929.49

Cash Needed at Closing

Minimum down payment$57,900
Estimated BC PTT$14,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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