Property Type: Detached HouseOwnership: FreeholdNEW LISTING

1230 Creekside Road

Kelowna, BC V1X1B3

$799,000

4 bed2 bath5 parking1,760 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.23 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,005

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Building

Roof
Asphalt shingle, Unknown
Water source
Irrigation District
Sewer
Municipal sewage system
Parcel ID (PID)
007-924-259

Parking

Total spaces
5 — covered indicated
Features
Detached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Living roomAdditional Accommodation10'9'' x 23'5''
Full bathroomSecondary Dwelling Unit7'7'' x 5'2''
KitchenAdditional Accommodation6'6'' x 11'8''
BedroomAdditional Accommodation10'4'' x 9'9''
Primary BedroomAdditional Accommodation10'9'' x 9'1''
Full bathroomAdditional Accommodation5'8'' x 6'6''
BedroomMain level13' x 10'5''
Full bathroomMain level9'8'' x 7'5''
Primary BedroomMain level13'6'' x 14'9''
Living roomMain level13'5'' x 19'5''
KitchenMain level13' x 10'

Listing Information

MLS®
10398312
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
August 31, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

Welcome to a charming home with a 2-bed basement suite in an established family neighborhood, set on a beautiful tree lined street with a welcoming front appearance and an exceptionally large mature backyard. With RV/ boat parking and plenty of outdoor space, the property offers room for families to enjoy both everyday living and entertaining. Inside, the 4 bedroom home offers a 2 bedroom basement suite, providing valuable flexibility for extended family, guests or rental income. The detached garage offers additional potential, featuring a full bathroom, 220V electrical service and plumbing roughed in for a sink, creating the opportunity for a future in- law-suite or additional living space. Numerous updates have been completed, including windows, roof, doors, upgrade to 200-amp service, furnace and air conditioning. The home is connected to municipal sewer. Mission Creek and Gerstmar Park is just steps away, with tennis courts and a children’s playground. The location provides easy access to walking, jogging and cycling trails, Mission Creek and a wide range of outdoor recreation. Conveniently positioned near all levels of schools, UBC Okanagan, Kelowna International Airport, major transportation routes and Orchard Park Shopping Centre, this property combines a great family setting with excellent accessibility and future potential. Windows (2014) : Electrical panel to 200-amp (2009) : HWT (2017) : A/C (2015) : Evaporator coil (2015) (id:63159)

Values & Trends

This listing

$454/sqft

Building average

No other active listings in this building

Rutland South average

$422/sqft

43 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Quigley ElementaryElementary820 m
Springvalley ElementaryElementary871 m
Okanagan Christian School(Independent)K-12976 m
Springvalley Middle SchoolElementary1.0 km
Okanagan Montessori Elementary School(Independent)Elementary1.3 km
Flex Academy(Independent)K-121.6 km
Belgo Elementary SchoolElementary1.6 km
Kelowna Arts Academy(Independent)K-121.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Gerstmar Park177 m
  • Moraine Park433 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$421.75
Total monthly cost$4,545.65
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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