Property Type: Detached HouseOwnership: Freehold

1421 DAVY Road

Clearwater, BC V0E1N0

$399,900

4 bed2 bath4 parking2,102 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,760.54

Interior

Basement
Full
Heating
Electric
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Detached Garage, Carport, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Laundry roomBasement11'0'' x 19'0''
Recreation roomBasement15'0'' x 24'0''
Primary BedroomMain level11'7'' x 16'0''
BedroomMain level10'0'' x 9'0''
Family roomBasement12'0'' x 15'0''
BedroomMain level12' x 11'0''
BedroomBasement7'6'' x 12'0''
Living roomMain level11'0'' x 16'0''
KitchenMain level18'0'' x 16'0''
4pc BathroomMain level
3pc BathroomBasement

Listing Information

MLS®
10394734
Listed
July 15, 2026
Time on market
On the market for 47 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

Priced Below Assessed Value! Welcome to this well-maintained 4 bedroom, 2 bathroom family home situated on a flat, fully fenced 0.50-acre lot in Clearwater. The bright main level features an open-concept kitchen that flows seamlessly into the dining and living areas, creating an inviting space for everyday living and entertaining. Also on the main floor are 3 bedrooms & a full bathroom.The walk-out lower level offers excellent flexibility with its own separate entrance, making it ideal for extended family or future suite potential. This level includes a fourth bedroom, second bathroom, spacious rec room, & a large family room that could easily serve as a fifth bedroom, home office, or games room. Outside, enjoy the privacy of the expansive fenced yard complete with garden space, mature landscaping, & ample room for future projects. The detached garage provides excellent storage or workshop space, while the dual road access and generous parking accommodate RVs, trailers, and multiple vehicles with ease. Located just minutes from schools, shopping, and recreation, this property offers the perfect combination of space, functionality, and convenience. Call today for more information or to schedule your private viewing. Quick Possession possible! (id:63159)

Values & Trends

This listing

$190/sqft

Building average

No other active listings in this building

Clearwater average

$401/sqft

38 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

19°C

Humidity 61%

Wind N 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

2,388

(2021 Census)

+2.8% since 2016

Density: 42.9/km²

Dwellings: 1,145

Median household income: $68,000

After-tax: $62,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United States of America1.7% · 40
  • United Kingdom1.3% · 30
  • Netherlands0.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Raft River ElementaryElementary4.8 km
Clearwater SecondaryElementary6.4 km
Vavenby ElementaryElementary16.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (strata, tax, utilities, etc.)$335.04
Total monthly cost$2,399.06
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,921.34

Cash Needed at Closing

Minimum down payment$19,995
Estimated BC PTT$5,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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