Property Type: Detached HouseOwnership: Freehold

1050 Scott Drive

Clearwater, BC V0E1N2

$424,900

4 bed2 bath1 parking2,016 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Style
Ranch
Stories
2
Lot size
0.41 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,842.28

Interior

Heating
Baseboard heaters, Electric
Fireplace
None
Appliances
Refrigerator, Range - Electric, Dishwasher, Washer & Dryer

Building

Roof
Metal, Unknown
Water source
Municipal water
Sewer
Septic tank
Parcel ID (PID)
006-169-813

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomMain level
Laundry roomLower level5' x 8'
Family roomLower level12' x 20'
BedroomLower level12' x 12'
BedroomLower level12' x 12'
BedroomMain level12' x 12'
Primary BedroomMain level12' x 12'
Dining roomMain level10' x 12'
Living roomMain level11' x 17'
KitchenMain level9' x 15'
Full bathroomLower level

Listing Information

MLS®
10377091
Listed
February 27, 2026
Time on market
On the market for 185 days
Data last synced
September 1, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

Welcome to this 4 bedroom, 2 Bathroom home offering a functional layout and excellent flexibility for families or investors alike. The main level features a bright and inviting living space with 2 bedrooms & a renovated bathroom. The kitchen and dining areas flow seamlessly together, creating an ideal space for everyday living and entertaining. The lower level offers 2 additional bedrooms, a renovated bathroom, & laundry, along with a spacious living area. With a separate entry and walkout basement design, this home presents excellent suite potential for extended family or mortgage helper options. Step outside to enjoy the fully fenced yard space & attached garage. Numerous updates provide peace of mind, including blown-in insulation, vinyl windows, an updated hot water tank (2017), and a WETT-certified stove. Exterior upgrades include an updated roof on both the house and garage, updated fascia & soffit, & an insulated garage roof. The property is connected to town water and also features a pump in the well for yard watering. Located close to schools, shopping, and recreation, this property offers both comfort and opportunity. (id:63159)

Values & Trends

This listing

$211/sqft

Building average

No other active listings in this building

Clearwater average

$400/sqft

38 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

19°C

Humidity 61%

Wind N 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

2,388

(2021 Census)

+2.8% since 2016

Density: 42.9/km²

Dwellings: 1,145

Median household income: $68,000

After-tax: $62,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United States of America1.7% · 40
  • United Kingdom1.3% · 30
  • Netherlands0.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Raft River ElementaryElementary2.1 km
Clearwater SecondaryElementary3.8 km
Vavenby ElementaryElementary18.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,245) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$339,920.00
Periodic payment — Principal & Interest (monthly)$2,193.05
Additional monthly expenses (strata, tax, utilities, etc.)$337.86
Total monthly cost$2,530.91
Interest paid over 5-yr term$97,422.05
Balance at end of term$305,759.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,245
Stress test qualifying rate8.09%
Payment you must qualify for$3,103.97

Cash Needed at Closing

Minimum down payment$21,245
Estimated BC PTT$6,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,243

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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