Property Type: Detached HouseOwnership: Freehold

1450 21 Street NE

Salmon Arm, BC V1E0G8

$909,900

3 bed2 bath2 parking1,840 sqftBuilt 2026
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.11 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$0

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
FoyerBasement7' x 18'6''
DenBasement10'6'' x 10'6''
4pc BathroomMain level
5pc Ensuite bathMain level
BedroomMain level10'6'' x 11'
BedroomMain level11' x 10'8''
Primary BedroomMain level14' x 12'
Dining roomMain level12' x 14'
Living roomMain level12' x 14'
KitchenMain level8'6'' x 18'6''

Listing Information

MLS®
10397862
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: REMAX Shuswap · Data source: CREA DDF.

Description

Beautiful Brand-New Home in Desirable Joy Acres. Enjoy modern comfort and convenience with this newly built home in this sought-after Northeast neighborhood. This property offers the perfect space for relaxing and entertaining. Home Highlights: 3 bedrooms plus a den, with opportunity for a 4th bedroom and 3rd bathroom in the unfinished basement area – or finish off the basement with a legal suite. Ideal for growing families with 3 bedrooms on the main level, including a master suite with a full ensuite and walk-in closet, Bright, open-concept design with large windows flooding the interior with natural light, living room with cozy gas fireplace, custom kitchen with large island and bar with bar fridge. Modern finishes and stylish details throughout. Comfortable and efficient forced air furnace and AC. Covered deck at the rear (with natural gas BBQ hook up) and access to the backyard. Attached double garage is large enough to park two vehicles with room for storage/work bench. This well-appointed home backs directly on to Bastion Elementary school making for an easy walk to school and within a short walk to the grocery store. (id:63159)

Values & Trends

This listing

$495/sqft

Building average

No other active listings in this building

NE Salmon Arm average

$394/sqft

66 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bastion ElementaryElementary134 m
Salmon Arm SecondarySecondary516 m
South Broadview ElementaryElementary1.1 km
King's Christian School(Independent)K-121.1 km
J.L. Jackson SecondarySecondary1.1 km
Shuswap Middle SchoolMiddle1.5 km
Hillcrest ElementaryElementary2.1 km
Salmon Arm StorefrontSecondary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Yan’s404 m
  • Home Restaurant · 11-2801 10 Avenue Northeast535 m

Cafes (1)

  • Tim Hortons699 m

Grocery (1)

  • Askew's Foods - Uptown Salmon Arm454 m

Banks & ATMs (2)

  • SASCU Uptown Salmon Arm392 m
  • Unnamed708 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($65,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$727,920.00
Periodic payment — Principal & Interest (monthly)$4,696.29
Additional monthly expenses (strata, tax, utilities, etc.)$92.00
Total monthly cost$4,788.29
Interest paid over 5-yr term$208,623.96
Balance at end of term$654,766.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$65,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,489.37

Cash Needed at Closing

Minimum down payment$65,990
Estimated BC PTT$16,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$83,688

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information