Property Type: Detached HouseOwnership: Freehold

1456 Denman St

Victoria, BC V8R1X6

$939,900

4 bed1 bath2 parking1,854 sqftBuilt 1912
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Property Details

Property & Lot

Sub-type
House
Style
Character
Lot size
5,037 square feet
Zoning
Residential

GRD-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,516.12

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

Lot features
Central location, Other, Rectangular

Building

Parcel ID (PID)
009-048-481

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
Laundry roomLower level
StorageLower level
DenLower level
BedroomLower level
BedroomSecond level
BedroomSecond level
BedroomMain level
BathroomMain level
KitchenMain level
Dining roomMain level
Living roomMain level

Listing Information

MLS®
1044701
Listed
July 31, 2026
Time on market
On the market for 32 days
Data last synced
September 1, 2026

Listing provided by: Pemberton Holmes Ltd. - Oak Bay · Data source: CREA DDF.

Description

Character and charm meet in this 1912 Fernwood home, set on a 5,000 sq. ft. lot in one of Victoria's most walkable, sought-after neighbourhoods. Central to parks, hospitals, downtown Victoria, and all the coffee shops, schools, and restaurants Fernwood is known for, this is a location that's hard to beat. The home itself is solid and well maintained, with a newer roof and vinyl windows, and offers two levels of living space over a full basement with suite potential. The main floor features a bright living room with soaring 9' ceilings, a separate dining room, and a functional kitchen, along with a bedroom offering flexibility for guests or a home office. Upstairs holds two more bedrooms and a walk-in closet. A covered porch and a spacious deck round out the outdoor space. Ready for your updates, in a neighbourhood people don't want to leave. (id:63159)

Values & Trends

This listing

$507/sqft

Building average

No other active listings in this building

Fernwood average

$757/sqft

5 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

14°C

Mainly Clear

Humidity 86%

Wind WSW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Victor SchoolK-12245 m
Victoria HighElementary589 m
George Jay ElementaryElementary726 m
Victoria School for Ideal Education(Independent)Elementary/Middle836 m
Oaklands ElementaryElementary906 m
VI School of Innovation and Inquiry(Independent)Elementary/Middle1.0 km
Sundance-Bank ElementaryElementary1.1 km
Central Middle SchoolElementary1.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Fernwood Pizza Company385 m
  • Kappo Marta · 1600 Bay Street392 m
  • Stage · 1307 Gladstone Avenue415 m
  • Tartan Toque · 1507 Pandora Avenue737 m
  • Haultain Fish & Chips · 1127 Haultain Street791 m

Cafes (3)

  • Koffi · 1441 Haultain Street345 m
  • Little June · 1301 Gladstone Avenue424 m
  • Shine Cafe · 1548 Fort Street775 m

Grocery (2)

  • Fernwood General Store · 1308 Gladstone Avenue384 m
  • Urban Grocer760 m

Parks (5+)

  • Alexander Park · 1325 Bay Street238 m
  • Gower Park · 2050 Fernwood Road381 m
  • Begbie Parkway507 m
  • Belmont Green514 m
  • Shelbourne Green561 m

Pharmacies (1)

  • Shoppers Drug Mart779 m

Banks & ATMs (1)

  • Localcoin Bitcoin ATM795 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($68,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$751,920.00
Periodic payment — Principal & Interest (monthly)$4,851.13
Additional monthly expenses (strata, tax, utilities, etc.)$552.68
Total monthly cost$5,403.81
Interest paid over 5-yr term$215,502.43
Balance at end of term$676,354.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$68,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,696.99

Cash Needed at Closing

Minimum down payment$68,990
Estimated BC PTT$16,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$87,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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