Property Type: Detached HouseOwnership: Freehold

1645 Haultain St

Victoria, BC V8R2K8

$899,900

4 bed2 bath2 parking1,664 sqftBuilt 1950
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Property Details

Property & Lot

Sub-type
House
Lot size
4,865 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,674.55

Interior

Heating
Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
StorageLower level
StorageLower level
Laundry roomLower level
BathroomLower level
BedroomLower level
BedroomLower level
Living roomLower level
KitchenLower level
BalconyMain level
BathroomMain level
BedroomMain level
BedroomMain level
Laundry roomMain level
KitchenMain level
Living roomMain level

Listing Information

MLS®
1043332
Listed
July 15, 2026
Time on market
On the market for 47 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

If you're working your way onto, or up the property ladder or a Developer looking for their next project this may be the home for you. Live in the upstairs and rent the lower suite to help with the Mortgage. This could be a great family home with future capital growth. The home is located just blocks to Royal Jubilee Hospital and has easy access to Downtown. This home features 2 bedrooms, 1 bathroom and kitchen upstairs with 2 bedrooms 1 bathroom and kitchen down stairs . The lower level suite has 7.5+ ft ceilings and plenty of additional storage areas that could be converted to another bedroom or living space. This is a great property and should be seen. (id:63159)

Values & Trends

This listing

$541/sqft

Building average

No other active listings in this building

Oaklands average

$762/sqft

8 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Victor SchoolK-12486 m
Oaklands ElementaryElementary625 m
Victoria School for Ideal Education(Independent)Elementary/Middle628 m
St Patrick's School(Independent)Elementary830 m
Sundance-Bank ElementaryElementary971 m
Artemis Place Secondary(Independent)Secondary1.1 km
Lansdowne Middle SchoolMiddle1.1 km
Victoria HighElementary1.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Kappo Marta · 1600 Bay Street216 m
  • Togo Sushi · 1883 Fort Street770 m
  • East Garden Restaurant · 2888 Belmont Avenue773 m
  • White Spot · 1871 Fort Street773 m
  • CairoMum · 1807 Fort Street776 m

Cafes (3)

  • Koffi · 1441 Haultain Street442 m
  • Tim Hortons569 m
  • QV Coffee House · 1769 Fort Street795 m

Parks (5+)

  • Adanac Green105 m
  • Oaklands Park · 1550 Kings Road342 m
  • Shelbourne Green381 m
  • David Spencer Park · 2760 Victor Street472 m
  • Unnamed · 2661 Richmond Road487 m

Pharmacies (2)

  • Fort Royal Pharmacy · 1803 Fort Street777 m
  • I.D.A. · 1775 Fort Street797 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$472.55
Total monthly cost$5,117.23
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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