Property Type: TownhouseOwnership: Strata

1458 Penticton Avenue Unit# 181

Penticton, BC V2A8L3

$449,000

3 bed3 full, 2 half bath2 parking1,898 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$354/mo
Annual property tax
$2,594.77

Maintenance Fee Includes

Also included: Ground Maintenance, Insurance

Interior

Heating
Forced air
Cooling / A/C
Window air conditioner
Fireplace
None

Exterior & Lot

Exterior features
Stucco, Cedar Siding

Building

Roof
Vinyl Shingles, Unknown

Parking

Total spaces
2

Restrictions & Policies

Pets
Allowed, Restrictions apply

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomBasement3' x 16'8''
KitchenMain level13'11'' x 12'3''
Dining roomMain level9'1'' x 12'9''
Living roomMain level12'1'' x 14'8''
2pc BathroomMain level3'1'' x 6'1''
BedroomSecond level7'7'' x 10'1''
BedroomSecond level10'10'' x 15'6''
Primary BedroomSecond level10'10'' x 15'1''
4pc BathroomSecond level4'11'' x 9'10''
2pc Ensuite bathSecond level4'8'' x 4'5''
Recreation roomBasement20'3'' x 25'11''

Listing Information

MLS®
10395161
Listed
July 17, 2026
Time on market
On the market for 45 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

OPEN HOUSE: SUNDAY AUGUST 23rd 10:30 AM TO 12:00PM | Welcome to Cascade Gardens! This well-maintained 3-bedroom, 3-bathroom townhouse backs onto peaceful green space, offering privacy and a great location close to city transit, the creek, parks, and everyday amenities. The bright main floor features an open-concept living, dining, and kitchen area, perfect for both everyday living and entertaining. Upstairs you'll find three bedrooms, including the spacious primary suite with a walk-in closet and 2-piece ensuite. The fully finished basement provides a large, flexible space ideal for a family room, games room, home office, or gym. Enjoy added peace of mind knowing the deck is currently being replaced by the strata. This home also includes two designated parking stalls, allows two pets, and has a monthly strata fee of $353.90. A fantastic opportunity for families, first-time buyers, or investors looking for a move-in-ready home in a desirable community! (id:63159)

Values & Trends

This listing

$237/sqft

Building average

$244/sqft

4 active listing(s)

Columbia/Duncan average

$286/sqft

5 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Columbia ElementaryElementary431 m
Entre-lacsElementary/Middle660 m
Holy Cross School(Independent)Elementary/Middle1.7 km
Uplands ElementaryElementary1.8 km
Penticton Christian School(Independent)K-121.9 km
ConnectEd - Alternative ProgramsSecondary1.9 km
Penticton SecondarySecondary1.9 km
Secondaire de PentictonSecondary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Cascade Gardens Park · 1458 Penticton Avenue89 m
  • McNicoll Park766 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,200.00
Periodic payment — Principal & Interest (monthly)$2,317.44
Additional monthly expenses (strata, tax, utilities, etc.)$665.13
Total monthly cost$2,982.57
Interest paid over 5-yr term$102,947.75
Balance at end of term$323,101.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,450
Stress test qualifying rate8.09%
Payment you must qualify for$3,280.02

Cash Needed at Closing

Minimum down payment$22,450
Estimated BC PTT$6,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,930

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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