Property Type: TownhouseOwnership: Strata

48 GALT Avenue Unit# 127

Penticton, BC V2A9C3

$479,000

3 bed3 bath1 parking1,357 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$305/mo
Annual property tax
$3,187.83

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Wood, Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomMain level11'6'' x 15'0''
BedroomThird level9'1'' x 10'5''
Primary BedroomThird level12'9'' x 15'6''
Living roomSecond level11'9'' x 15'4''
KitchenSecond level11'0'' x 11'2''
Dining roomSecond level9'3'' x 11'2''
4pc BathroomThird level
2pc BathroomSecond level
4pc BathroomMain level

Listing Information

MLS®
10379128
Listed
April 10, 2026
Time on market
On the market for 144 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

A well-appointed townhouse in Somerset Court located in Penticton, BC. This three-level home offers approximately 1350 sq ft of comfortable living space with a practical layout featuring 3 bedrooms and 3 bathrooms. The bright main level includes a welcoming living room, dining space, and a functional kitchen ideal for both everyday living and entertaining. Upstairs you’ll find spacious bedrooms, including a primary suite with its own ensuite for added privacy and comfort. The lower level provides additional flexibility with a den that can be used as a home office, recreation area, or guest space. Residents will appreciate the convenience of an attached double garage and a location close to parks, schools, shopping, and local amenities. With easy access to Penticton’s lakes, recreation, and vibrant community lifestyle, this property offers an excellent opportunity for comfortable and connected living. (id:63159)

Values & Trends

This listing

$353/sqft

Building average

$356/sqft

1 active listing(s)

Main South average

$357/sqft

23 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Princess Margaret SecondarySecondary778 m
Wiltse ElementaryElementary1.1 km
Holy Cross School(Independent)Elementary/Middle1.8 km
Penticton Christian School(Independent)K-122.2 km
Columbia ElementaryElementary2.5 km
Entre-lacsElementary/Middle2.6 km
Penticton SecondarySecondary2.6 km
Secondaire de PentictonSecondary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (3)

  • Blenz Coffee · 2111 Main Street463 m
  • Tim Hortons533 m
  • Tim Hortons724 m

Grocery (3)

  • Penticton Global Grocers · 2150 Main Street557 m
  • Real Canadian Superstore587 m
  • Save-On-Foods641 m

Parks (2)

  • Unnamed642 m
  • Lions Park · 198 Warren Avenue West752 m

Shopping (2)

  • Cherry Lane Shopping Centre · 2111 Main Street539 m
  • Winners633 m

Pharmacies (1)

  • London Drugs402 m

Banks & ATMs (2)

  • TD424 m
  • Valley First Credit Union · Main Street584 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$383,200.00
Periodic payment — Principal & Interest (monthly)$2,472.28
Additional monthly expenses (strata, tax, utilities, etc.)$638.65
Total monthly cost$3,110.93
Interest paid over 5-yr term$109,826.22
Balance at end of term$344,689.64

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,499.18

Cash Needed at Closing

Minimum down payment$23,950
Estimated BC PTT$7,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,030

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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