Property Type: TownhouseOwnership: Strata

48 Galt Avenue Unit# 116

Penticton, BC V2A9C3

$519,000

2 bed3.5 bath1 parking1,458 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$371/mo
Annual property tax
$2,956.4

Maintenance Fee Includes

GarbageManagement

Also included: Ground Maintenance, Other, See Remarks

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Other

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomThird level12'10'' x 15'6''
2pc BathroomSecond level7'4'' x 3'0''
Dining roomSecond level11'11'' x 9'5''
KitchenSecond level6'5'' x 10'10''
Living roomSecond level13'4'' x 11'1''
4pc Ensuite bathMain level7'8'' x 5'0''
FoyerMain level15'1'' x 9'4''
Recreation roomMain level11'6'' x 15'0''
Utility roomMain level4'0'' x 5'0''
4pc Ensuite bathThird level4'11'' x 10'7''
BedroomThird level10'3'' x 9'1''

Listing Information

MLS®
10394691
Listed
July 14, 2026
Time on market
On the market for 48 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

Tucked into a central Penticton location this bright & beautifully updated 3-level townhouse is ready to impress from the moment you arrive. The entry level welcomes you with a single car garage plus double driveway parking, a flexible 3rd bedroom or rec room, a 3-piece bathroom, and your own peaceful ground-floor patio and landscaped sitting area - the perfect spot to soak up the morning sun. Head up to the main level and feel the difference: soaring ceilings & oversized windows flood the space with natural light creating an airy open feel that's hard to find in a townhouse. Newer vinyl plank flooring, sleek quartz countertops, tastefully renovated bathrooms, and a smart kitchen layout flow effortlessly into the spacious dining area which opens onto a private deck made for BBQs & entertaining under the stars. In-suite laundry, extra storage, and a handy 2-piece bath round out this level with everyday convenience in mind. Upstairs, unwind in the generous primary bedroom complete with a walk-in closet & access to a 4-piece Jack & Jill ensuite, while a 2nd spacious bedroom offers flexibility for kids, guests or a home office. All ages are welcome and 1 dog & 1 cat permitted. Just minutes from shopping, schools, and the sun-soaked shores of Skaha Lake, this move-in-ready home is a perfect fit for first-time buyers, growing families, or anyone craving a modern, low-maintenance lifestyle in a warm, sought-after community. A full upgrades list is available upon request. Come see it for yourself! (id:63159)

Values & Trends

This listing

$356/sqft

Building average

$353/sqft

1 active listing(s)

Main South average

$357/sqft

23 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Princess Margaret SecondarySecondary741 m
Wiltse ElementaryElementary1.2 km
Holy Cross School(Independent)Elementary/Middle1.8 km
Penticton Christian School(Independent)K-122.2 km
Penticton SecondarySecondary2.6 km
Secondaire de PentictonSecondary2.6 km
Columbia ElementaryElementary2.6 km
Entre-lacsElementary/Middle2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (4)

  • Tim Hortons428 m
  • Blenz Coffee · 2111 Main Street449 m
  • Tim Hortons728 m
  • Second Cup755 m

Grocery (3)

  • Penticton Global Grocers · 2150 Main Street580 m
  • Save-On-Foods625 m
  • Real Canadian Superstore655 m

Parks (2)

  • Unnamed641 m
  • Lions Park · 198 Warren Avenue West659 m

Shopping (3)

  • Cherry Lane Shopping Centre · 2111 Main Street513 m
  • Winners664 m
  • Walmart · 275 Green Avenue West754 m

Pharmacies (1)

  • London Drugs376 m

Banks & ATMs (3)

  • TD451 m
  • Valley First Credit Union · Main Street574 m
  • Interior Savings · 251 Green Avenue West744 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Other Listings in This Building

Other units currently listed in the same building. 48 Galt Avenue

View building profile →
Built 2006

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($26,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$415,200.00
Periodic payment — Principal & Interest (monthly)$2,678.73
Additional monthly expenses (strata, tax, utilities, etc.)$689.98
Total monthly cost$3,368.71
Interest paid over 5-yr term$118,997.51
Balance at end of term$373,473.74

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$26,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,784.08

Cash Needed at Closing

Minimum down payment$26,900
Estimated BC PTT$8,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$36,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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