Property Type: Detached HouseOwnership: Freehold

148 CARTER Crescent

Cambridge, BC N1R6A9

$634,800

3 bed2 bath3 parking1,342 sqftBuilt 1988
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Lot size
0.14 acres
Frontage
30 feet

RES 2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,218.99

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Other - See remarks
Appliances
Washer, Refrigerator, Water softener, Stove, Dryer, Freezer, Window Coverings, Microwave Built-in

Exterior & Lot

Exterior features
Brick, Vinyl siding
Lot features
Conservation/green belt, Paved driveway

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
Laundry roomBasement11'8'' x 15'3''
3pc BathroomBasement5'1'' x 7'6''
Family roomBasement11'4'' x 15'11''
4pc BathroomSecond level4'11'' x 7'10''
BedroomSecond level7'11'' x 11'0''
BedroomSecond level7'7'' x 11'10''
Primary BedroomSecond level10'7'' x 13'11''
Living roomMain level11'4'' x 15'1''
Dining roomMain level7'7'' x 11'6''
KitchenMain level9'2'' x 11'1''

Listing Information

MLS®
40854510
Listed
August 12, 2026
Time on market
On the market for 34 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX REAL ESTATE CENTRE INC., BROKERAGE · Data source: CREA DDF.

Description

Welcome to a beautifully renovated home where modern style, thoughtful design, and everyday functionality come together. Whether you’re a first-time buyer, downsizing, or looking for a smart investment, this move-in-ready home offers the perfect opportunity to simply unpack and enjoy. The inviting main floor features a stylish, updated kitchen designed for both everyday meals and entertaining. The spacious living and dining areas flow seamlessly through sliding doors to an incredible 167-ft-deep, pool sized, fully fenced backyard. Step outside and discover your own private outdoor retreat, complete with a large deck, newly built shed, mature privacy trees, and plenty of room to create the backyard you’ve always wanted — even space for a pool! With the rear of the property backing onto a school, you’ll enjoy added privacy and a peaceful setting. Upstairs offers three comfortable bedrooms and a beautifully renovated bathroom. The finished basement adds even more versatility with a welcoming family room featuring an electric fireplace and custom built-in Murphy bed with a double mattress, easily transforming the space into a guest bedroom when needed. A second gorgeous bathroom with a stunning tiled shower completes this level. The extensive list of recent updates includes: Bathrooms renovated '26, Privacy Gate '21, Privacy trees in backyard '23, Murphy bed/built in - double mattress '23, Electric fireplace '23, Back deck '24, Storage shed with mini deck '26, New kitchen appliances '26, freshly painted '26. Truly move in condition! Located in a convenient, family-friendly neighbourhood close to schools, parks, walking trails, shopping, public transit, and Highway 401 access within approximately 10 minutes. Beautifully finished, extensively updated, and ready to enjoy - this is one you won’t want to miss! (id:63159)

Values & Trends

This listing

$473/sqft

Building average

No other active listings in this building

31 - Northview average

$428/sqft

12 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,480) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$507,840.00
Periodic payment — Principal & Interest (monthly)$3,276.41
Additional monthly expenses (strata, tax, utilities, etc.)$418.58
Total monthly cost$3,694.99
Interest paid over 5-yr term$145,548.40
Balance at end of term$456,803.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,480
Stress test qualifying rate8.09%
Payment you must qualify for$4,585.49

Cash Needed at Closing

Minimum down payment$38,480
Estimated BC PTT$10,696
Legal / closing costs (typical estimate)$1,500
Total cash needed$50,676

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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